2117 NE 123rd St, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active114 days on marketListed Apr 25, 2026MLS #A12007772
About this home
2117 NE 123rd St, North Miami FL 33181
This beautiful home is in excellent condition and offers a comfortable and functional layout. It features two bedrooms, each with its own bathroom, and an additional half bath (downstairs). The kitchen is spacious and bright, perfect for those who enjoy open spaces. At the back, the patio provides direct access to the canal, offering the possibility of having your own boat (25") or jet ski, and embracing a waterfront lifestyle. The primary bedroom has a private balcony overlooking the canal, ideal for relaxing and enjoying the surroundings. Additionally, there is small front patio that adds charm and privacy to the home.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,482
Sqft
1966
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Miami actives
$3 vs $268
Days on market
114 vs 78 typical
Where $3/sqft sits among the 366 North Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Miami
Get to know North Miami. See the full North Miami guide →
NORTH MIAMI 33181 — neighborhood snapshot
Population
20,969
Median age
37.6
Median income
$56,473
Median home value
$315,200
Avg household
2.39
Households w/ children
2,354
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
30 of 366
North Miami actives have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 2117 NE 123rd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
4000 Towerside Ter # 1712, Miami FL 33138
2 bd · 2 ba · 1,469 sqft · $245/sqft · 74 DOM
Sold · Jun ’26$300,000
4000 Towerside Ter # 2111, Miami FL 33138
2 bd · 2 ba · 1,469 sqft · $204/sqft · 53 DOM
Sold · Feb ’26$450,000
1603 NE 105th St # 9, Miami Shores FL 33138
2 bd · 2.5 ba · 1,507 sqft · $299/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2117 NE 123rd St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2117 NE 123rd St — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2117 NE 123rd St FAQs
What would the monthly payment be for 2117 NE 123rd St, North Miami FL 33181?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2117 NE 123rd St, North Miami FL 33181?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Miami?+
At $4,300, this home is listed about 99% below the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2117 NE 123rd St, North Miami FL 33181?+
David Lawrence Junior K-8 Center (elementary), Alonzo & Tracy Mourning Senior High School (high), John F. Kennedy Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NORTH MIAMI 33181 market on paper
$4,300 is 98% below the NORTH MIAMI 33181 median of $179,900, and at $3/sqft it sits under the North Miami average of $386.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $4,500, now $4,300 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Muxo Realty LLC · Sasha Hernandez. MLS #A12007772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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