12408 ALTAMIRA AVENUE, PORT CHARLOTTE, FL, 33981
Active725 days on marketListed Aug 22, 2024MLS #A4619719
About this home
12408 ALTAMIRA AVENUE
This lot is on a quiet street that would be a great place to build your dream home and retire or raise your family. Gulf Cove is a great community with the freedom from deed restrictions, and a fantastic private waterfront park with a playground, fishing and a private boat ramp with quick direct access to the Myakka River and Charlotte Harbor. Gulf Cove is truly a Sportsman's Paradise. Less than 15 miles to I75 makes this location a easy commute to almost anywhere, and only 10 miles to Chadwick park at Englewood Beach with amazing sunsets, 6 miles to South Englewood with lots of shopping and dining options. Tampa Bay Rays spring training and the fairgrounds are just minutes away, also multiple golf courses and some of the best boating and fishing in all of Florida. Red Soxs, Orioles, Twins and Braves spring training all within a hour’s drive. Buyer and buyers rep responsible for determining environment conditions and endangered species restrictions. This lot is priced to sell so please call for availability! This lot is at a great price point for the investor call today.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$347 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$347/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12408 ALTAMIRA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$135,000
5153 HOGAN STREET · same community
2 bd · 1 ba · 600 sqft · $225/sqft · 75 DOM
Sold · May ’26$278,000
4600 KEMPSON LANE · same community
3 bd · 2 ba · 1,143 sqft · $243/sqft · 726 DOM
Sold · Jan ’26$250,000
12143 DU BARRY AVENUE · same community
3 bd · 2 ba · 1,192 sqft · $210/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12408 ALTAMIRA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12408 ALTAMIRA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12408 ALTAMIRA AVENUE FAQs
What would the monthly payment be for 12408 ALTAMIRA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12408 ALTAMIRA AVENUE?+
The most recent tax bill on record (2023) was $361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12408 ALTAMIRA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $24,777, this home is listed about 92% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12408 ALTAMIRA AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LONDON FOSTER REALTY · Steve Zimmerman. MLS #A4619719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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