CENTURY 21 Edge

0 SHARSWOOD LANE, SARASOTA, FL, 34242

Active722 days on marketListed Aug 20, 2024MLS #A4620705

SPICE BAY

About this home

0 SHARSWOOD LANE

This is an exceptional opportunity to develop your custom home in an exclusive gated waterfront community just a few minutes from Siesta Key Beach, world-famous for its white powdery quartz sand. This elevated large private lot comes with a deeded boat slip on the bay, offering luxury indoor and outdoor living and a high-quality lifestyle. This is the last available lot in Space Bay, one of the newest waterfront communities in Siesta Key. There are only 13 multimillion-dollar homes in total. It is an excellent neighborhood with a vacation vibe, fine and casual dining within minutes. The proximity to the south bridge of Siesta Key provides fast in-and-out access to the mainland. Architectural plans are available but optional.

Facts & features

The home at a glance

0.42 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouth

Community & fees

HOA fee$420/mo
Taxes (2023)$11,270/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Deed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fire Hydrant · Natural Gas Available
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,593 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2023 actual bill$939
HOA fee — from the listing$420
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,593/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$939
HOA / condo fee$420
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Spice Bay

Map of 0 SHARSWOOD LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Spice Bay — neighborhood snapshot

Population

225

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

5%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 207% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Aug 20, 2024Listed at $1,399,000 · 722 days on market since

Reality check

What actually sold near 0 SHARSWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1202 SHARSWOOD LANESold · Feb ’26

$3,750,000

1202 SHARSWOOD LANE · same community

4 bd · 4 ba · 5,091 sqft · $737/sqft · 16 DOM

8625 MIDNIGHT PASS ROAD UNIT 305BSold · Sep ’25

$375,000

8625 MIDNIGHT PASS ROAD UNIT 305B

1 bd · 1 ba · 697 sqft · $538/sqft · 158 DOM

8730 MIDNIGHT PASS ROAD UNIT 202ASold · May ’26

$410,000

8730 MIDNIGHT PASS ROAD UNIT 202A

1 bd · 1 ba · 800 sqft · $513/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SHARSWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SHARSWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 SHARSWOOD LANE FAQs

What would the monthly payment be for 0 SHARSWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,593/mo — principal and interest, the actual property-tax bill, the $420/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 0 SHARSWOOD LANE?+

The association fee works out to $420 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 0 SHARSWOOD LANE?+

The most recent tax bill on record (2023) was $11,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 SHARSWOOD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,399,000, this home is listed about 150% above the Sarasota median of $559,500. The market section on this page shows how the area is trending.

Which schools are assigned to 0 SHARSWOOD LANE?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,399,000 runs 207% above the SARASOTA 34242 median.

02Time on market is leverage

722 days on market against a Sarasota median of 63 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of HORIZON REALTY INTERNATIONAL · Mariana Georgieva. MLS #A4620705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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0 SHARSWOOD LANE, SARASOTA, FL — $1,399,000 | CENTURY 21 Edge