CENTURY 21 Edge
$429,900$489,0003 bd2 ba2,064 sqft$208 /sqft$3,388 /mo all-in ↓

2824 47TH STREET E, PALMETTO, FL, 34221

Active601 days on marketListed Jan 27, 2025MLS #A4637758

Reduced $59KSingle Family ResidenceSUGAR MILL LAKES PH II & III

About this home

2824 47TH STREET E

Charming 4-Bedroom, 2-Bath Home with Paid Solar Panels and Stunning Water Views – 2824 47th Street E, Palmetto, FL Welcome to your dream home at 2824 47th Street E in Palmetto, Florida! This beautifully upgraded 4-bedroom, 3-bath residence offers an exceptional blend of modern features and comfort, making it the perfect place to call home. Key Features: Solar Panels (Paid in Full): Enjoy energy efficiency and significant savings with a fully paid-for solar panel system. Spacious & Open Living Areas: The expansive living room offers plenty of space to relax or entertain, complemented by high, tray ceilings that enhance the home’s sense of openness. Stunning Water Views: Whether you’re relaxing on the lanai or unwinding in the master bedroom, you’ll be treated to breathtaking water views, adding a peaceful ambiance to your daily life. Upgraded Kitchen: The sleek kitchen is a chef’s dream, featuring granite countertops, modern cabinetry, and plenty of prep space for all your culinary creations. Stylish Flooring: Laminate flooring in the bedrooms provides a warm, inviting touch, while the main areas of the home feature beautiful, easy-to-maintain tile. Upgraded Fixtures: All faucets have been tastefully upgraded for a modern, high-end feel throughout the home. Secure and Private: Keyed door locks on all interior doors, including bedroom doors, offering an extra layer of privacy and security. Efficient Irrigation System: Keep your landscaping lush and green year-round with a built-in irrigation system. This home truly has it all—exceptional living space, modern upgrades, and a prime location with stunning views. Whether you're relaxing by the water, entertaining guests, or enjoying the comfort of your stylish and energy-efficient home, you’ll love every inch of this property. BRAND NEW A/C Installed 3 years ago. Don’t miss your chance to own this move-in-ready gem!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,064

Sqft

0.21 ac

Lot size

2

Garage

2014

Year built

One

Levels

$208

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Range · Refrigerator
InteriorAttic Fan · Coffered Ceiling(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationConcrete Perimeter
FacesNorth
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$77/mo
Taxes (2024)$5,165/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,388 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2024 actual bill$430
HOA fee — from the listing$77
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,388/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$430
HOA / condo fee$77
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$310KedgeAI estimate $343,301 · range $323K$354K$447K

vs edgeAI estimate

+25.2%

$/sqft vs Palmetto actives

$208 vs $204

Days on market

601 vs 61 typical

Where $208/sqft sits among the 400 Palmetto actives

85
149 · this home
74
46
15
31
$118–167$167–216$216–265$265–314$314–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Ellenton

Drive times from this address

Downtown Tampa46 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

West Ellenton — neighborhood snapshot

Population

11,596

Median age

42

Median income

$64,584

Median home value

$212,982

Avg household

3

Households w/ children

929

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

237 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,900 $59K
Jan 27, 2025Listed at $489,000 · 601 days on market since
2014Built · SUGAR MILL LAKES PH II & III

Reality check

What actually sold near 2824 47TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2819 47TH STREET ESold · Mar ’26

$392,777

2819 47TH STREET E · same community

3 bd · 2 ba · 2,038 sqft · $193/sqft · 232 DOM

4510 29TH AVENUE CIRCLE ESold · May ’26

$375,000

4510 29TH AVENUE CIRCLE E · same community

3 bd · 2 ba · 2,036 sqft · $184/sqft · 28 DOM

2719 46TH STREET ESold · Jul ’26

$260,000

2719 46TH STREET E · same community

4 bd · 2 ba · 2,161 sqft · $120/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 2824 47TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2824 47TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2824 47TH STREET E FAQs

What would the monthly payment be for 2824 47TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,388/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2824 47TH STREET E?+

The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2824 47TH STREET E?+

The most recent tax bill on record (2024) was $5,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2824 47TH STREET E?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $429,900, this home is listed about 9% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2824 47TH STREET E?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,900 runs 17% above the PALMETTO 34221 median.

02Time on market is leverage

601 days on market against a Palmetto median of 61 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $489,000, now $429,900 — a $59K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Gabe Gadah. MLS #A4637758.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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