6531 TRENT CREEK DRIVE, RUSKIN, FL, 33573
Active371 days on marketListed Aug 5, 2025MLS #A4660850
About this home
6531 TRENT CREEK DRIVE
Live your best life at **6531 Trent Creek Drive** in the vibrant **Cypress Creek community of Ruskin!** This beautiful, move-in-ready **4-bedroom, 2.5-bathroom home** offers approximately **2,000 sq. ft.** of stylish and functional living space. Built in **2016** and priced at **$299,000**, this home features thoughtful recent upgrades, including **new sink faucets in the bathrooms and kitchen, a brand-new garbage disposal, and a newly installed water heater** completed between **2024–2025**. The open-concept layout provides comfortable everyday living, while the versatile upstairs loft is perfect for a home office, media room, play area, or lounge space. Located just steps from the community **pool, basketball court, dog park, tot lot, and clubhouse**, this home offers the perfect balance of comfort, convenience, and community amenities. As an added bonus, the seller is offering **$5,000 toward the buyer’s closing costs**, making this an even more attractive opportunity! Enjoy easy access to Ruskin’s coastal charm, nearby shopping, dining, and commuter routes. With its spacious layout, modern updates, and great neighborhood perks, this home is a must-see!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,007
Sqft
0.13 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.5%
$/sqft vs Ruskin actives
$149 vs $181
Days on market
371 vs 53 typical
Where $149/sqft sits among the 280 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
141 of 280
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 6531 TRENT CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$400,000
6512 TRENT CREEK DRIVE · same community
5 bd · 2.5 ba · 2,490 sqft · $161/sqft · 46 DOM
Sold · Jan ’26$299,000
6607 TRENT CREEK DRIVE · same community
3 bd · 2 ba · 1,450 sqft · $206/sqft · 125 DOM
Sold · May ’26$500,000
1511 ORACLE DRIVE
3 bd · 2.5 ba · 1,996 sqft · $251/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6531 TRENT CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6531 TRENT CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6531 TRENT CREEK DRIVE FAQs
What would the monthly payment be for 6531 TRENT CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,530/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6531 TRENT CREEK DRIVE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6531 TRENT CREEK DRIVE?+
The most recent tax bill on record (2024) was $4,682. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6531 TRENT CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $299,000, this home is listed about 15% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6531 TRENT CREEK DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,000 runs 23% above the RUSKIN 33573 median.
02Time on market is leverage
371 days on market against a Ruskin median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $350,000, now $299,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Joyce Noel Merisier. MLS #A4660850.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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