CENTURY 21 Edge
$4,3002 bd2 ba1,350 sqft$3 /sqft$191 /mo all-in ↓

4765 INDEPENDENCE DRIVE, BRADENTON, FL, 34210

Active298 days on marketListed Sep 25, 2025MLS #A4666159

Priced 98% below the BRADENTON 34210 medianWaterfrontFully furnishedCondominiumMOUNT VERNON PH 3

About this home

4765 INDEPENDENCE DRIVE

Wake up every morning to sweeping direct Bayfront views in this welcoming 2-bedroom, 2-bath condo in a lively 55+ community. Perched on the second floor of a two-story building with both stairs and an elevator, this home offers comfort, convenience, and plenty of Florida charm. The fully equipped kitchen features warm butcher block countertops, a pantry, washer/dryer and a handy breakfast bar, flowing easily into the open living/dining combination. The main bedroom is designed for relaxation with a king bed, walk-in closet, and a bathroom boasting an updated shower and granite vanity top. Guests will feel right at home with their twin-bed suite and private bath with a tub/shower and doors. Best of all, the glass-enclosed patio gives you front-row seats to stunning Bayfront views—perfect for bird watching or simply unwinding with a cup of coffee. Enjoy the convenience of a detached covered carport, perfect for keeping your car out of the hot sun. The community is buzzing with activity, offering a full clubhouse, library, craft room, billiards, small exercise room, heated pool, tennis, shuffleboard, putting green, bird sanctuary with picnic area, boat docks, trailer/boat storage, and endless activities. And when you’re ready for the sand, our beautiful beaches are just a couple of miles away. This one truly combines a peaceful bayfront setting with the best of active Florida living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,350

Sqft

18.59 ac

Lot size

1979

Year built

One

Levels

$3

Per sqft

WaterfrontWater viewFurnished55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewWater
ParkingAssigned · Guest

Community & fees

PetsNo
CommunityBay/Harbor Front · Boat Slip · Canal Front · Waterfront · Association Recreation - Owned · Clubhouse · Fitness Center · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$191 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $151Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $151
Interest rate6.00%
Loan term

Estimated payment

$191/mo

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$3 vs $238

Days on market

298 vs 53 typical

Where $3/sqft sits among the 400 Bradenton actives

6 · this home
62
132
111
41
48
$3–81$81–160$160–238$238–316$316–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4765 INDEPENDENCE DRIVE

Drive times from this address

Downtown Tampa70 min
Tampa Int’l Airport (TPA)73 min

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

191 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 25, 2025Listed at $4,300 · 298 days on market since
1979Built · MOUNT VERNON PH 3

Reality check

What actually sold near 4765 INDEPENDENCE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4855 INDEPENDENCE DRIVESold · Mar ’26

$250,000

4855 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,389 sqft · $180/sqft · 20 DOM

4726 INDEPENDENCE DRIVE UNIT 4726Sold · Sep ’25

$175,000

4726 INDEPENDENCE DRIVE UNIT 4726 · same community

2 bd · 2 ba · 1,459 sqft · $120/sqft · 225 DOM

4753 INDEPENDENCE DRIVESold · Mar ’26

$310,000

4753 INDEPENDENCE DRIVE · same community

2 bd · 2 ba · 1,238 sqft · $250/sqft · 360 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4765 INDEPENDENCE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4765 INDEPENDENCE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4765 INDEPENDENCE DRIVE FAQs

What would the monthly payment be for 4765 INDEPENDENCE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4765 INDEPENDENCE DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $4,300, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4765 INDEPENDENCE DRIVE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34210 market on paper

$4,300 is 98% below the BRADENTON 34210 median of $206,000, and at $3/sqft it sits under the Bradenton average of $264.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

298 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

Listing courtesy of WAGNER REALTY · Cathy Pulver. MLS #A4666159.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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