CENTURY 21 Edge
$300,0002 bd2 ba1,311 sqft$229 /sqft$3,143 /mo all-in ↓

4726 POTOMAC CIRCLE, BRADENTON, FL, 34210

Active113 days on marketListed Apr 3, 2026MLS #A4688661

WaterfrontCondominiumMOUNT VERNON PH 1-B

About this home

4726 POTOMAC CIRCLE

NESTLED WITHIN A VIBRANT, nearly 90-acre bayfront community, this delightful turnkey-furnished two-bedroom, two-bathroom concrete block villa with storm shutters offers the perfect blend of comfort, charm, convenience and peace of mind. Tucked away on a quiet cul-de-sac with serene pond views and surrounded by lush green lawns, this villa is just a short stroll from the exceptional clubhouse and resort-style amenities, you’ll be proud to call this your Florida home. STEP INSIDE AND DISCOVER the many updates that add to this villa’s value and peace of mind: 2025 water heater, 2024 air conditioning system, 2023 roof and 3rd nail hurricane roof reinforcement, 2023 GE stainless appliance suite, and 2023 ceiling fans. THE BRIGHT AND CHEERFUL great room opens to a private patio and scenic outdoors, offering a perfect setting for relaxing or entertaining. The home features a wide carport, newer driveway, secure outdoor storage (ideal for bikes, beach gear, or fishing equipment), and an indoor laundry space for convenient everyday ease. INSIDE YOU’LL FIND a thoughtfully designed open-concept layout with a split-bedroom floor plan for privacy and functionality. The spacious primary suite includes a large walk-in closet with attic access and an ensuite bath with creamy tile, shower safety bars, and coordinating vanity and fixtures. The secondary bedroom, located up front, has its own adjacent bathroom with a tub/shower combo and safety bar for easy entry. THE SPACIOUS KITCHEN is well-equipped with a complete GE stainless appliance package, abundant white on white cabinetry with updated hardware, generous countertops, and a convenient closet pantry, all topped off with modernized lighting and a tray ceiling installed in 2023. A pass-through to the dining area enhances flow for easy entertaining. The combined living and dining space offers versatility for your preferred layout and hosting needs. LOVE THE OUTDOORS? You’ll appreciate the cozy rear patio—extend it up to 27 feet across the back for even more living space—and consider adding a retractable awning for sunny days. Additionally, the shaded carport doubles as a welcoming front porch. You can grill and relax in both spaces. ENJOY PICTURESQUE COMMUNITY WALKING PATHS that wind past butterfly gardens, lagoons, lakes, and bayfront views, leading to a peaceful pavilion. For the socially inclined, it’s just a short stroll to the clubhouse and amenities galore. BOATING ENTHUSIASTS will love the boat docks and kayak storage—just a one-time $25 fee. While Mount Vernon is a pet-free community, service animals are welcome with proper documentation, and golf carts are permitted for residents with medical needs. COMMUNITY AMENITIES INCLUDE Clubhouse, banquet room, billiards, ping-pong, game/library room, lakeside veranda, heated pool, tennis, pickleball, shuffleboard, bocce, spa, sauna, workshop, putting/chipping green, butterfly garden, kayak launch & storage, bayside pavilion, bird sanctuary, and nature-filled walking trails across nearly 90 acres. MONTHLY DUES COVER water, sewer, trash/recycling, pest control, cable, internet, exterior and landscape maintenance, and insurance. START LIVING YOUR DREAM and embrace the blissful Florida lifestyle. Schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,311

Sqft

0 ac

Lot size

1978

Year built

One

Levels

$229

Per sqft

WaterfrontWater viewTurnkey55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Humidity Control
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ParkingCovered · Driveway
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$790/mo
Taxes (2025)$3,528/yr
PetsNo
CommunityBay/Harbor Front · Canal Front · Dock · Fishing · Intracoastal Waterway · Lake · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Irrigation-Reclaimed Water · Park · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,143 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$294
Condo fee — from the listing$790
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$3,143/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$294
HOA / condo fee$790
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $397,663 · range $332K$539K$561K

vs edgeAI estimate

−24.6%

$/sqft vs Bradenton actives

$229 vs $236

Days on market

113 vs 53 typical

Where $229/sqft sits among the 400 Bradenton actives

100
100 · this home
85
47
30
38
$122–179$179–236$236–293$293–350$350–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4726 POTOMAC CIRCLE

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 3, 2026Listed at $300,000 · 113 days on market since
1978Built · MOUNT VERNON PH 1-B

Reality check

What actually sold near 4726 POTOMAC CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9412 CONCORD CIRCLESold · Apr ’26

$166,000

9412 CONCORD CIRCLE · same community

2 bd · 2 ba · 1,317 sqft · $126/sqft · 311 DOM

9414 ANDOVER CIRCLESold · Aug ’25

$225,000

9414 ANDOVER CIRCLE · same community

2 bd · 2 ba · 1,283 sqft · $175/sqft · 134 DOM

9426 ANDOVER CIRCLESold · Mar ’26

$275,000

9426 ANDOVER CIRCLE · same community

2 bd · 2 ba · 1,234 sqft · $223/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 4726 POTOMAC CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4726 POTOMAC CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4726 POTOMAC CIRCLE FAQs

What would the monthly payment be for 4726 POTOMAC CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,143/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4726 POTOMAC CIRCLE?+

The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4726 POTOMAC CIRCLE?+

The most recent tax bill on record (2025) was $3,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4726 POTOMAC CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $300,000, this home is listed about 24% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4726 POTOMAC CIRCLE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$300,000 runs 43% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

113 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4688661.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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