9406 ANDOVER CIRCLE, BRADENTON, FL, 34210
Active12 days on marketListed Sep 8, 2026MLS #A4703831
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Sun, Oct 11
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TURNKEY FURNISHED LAKEFRONT VILLA on desirable Lexington Circle in Mount Vernon on Sarasota Bay, a 55+ waterfront community in Bradenton, FL! Enjoy peaceful water & wildlife views, single-level living, split bedrooms, updated kitchen, two waterfront patios, carport & secure storage. Use as a seasonal retreat or explore rental potential. Maintenance-free, resort-style living with boating, pool & pickleball—minutes from Anna Maria Island beaches!
About this home
9406 ANDOVER CIRCLE
THIS CHARMING MOVE-IN READY TURNKEY FURNISHED VILLA offers the ease of single-level living and has been meticulously maintained, thoughtfully updated and is filled with natural light. Nestled on a quiet cul-de-sac in the heart of the community, the villa offers an extra-wide private carport and driveway, a 12x5 secure storage area for electric bikes, beach gear, sports equipment and tools, and refreshed landscaping that enhances its curb appeal. Out-back a patio provides the perfect setting to relax, unwind and enjoy the peaceful surroundings. MODERN UPDATES & THOUGHTFUL DESIGN is found throughout, including luxury vinyl plank flooring, contemporary remote-controlled ceiling fans, updated lighting and refreshed bathrooms. The beautifully updated kitchen takes center stage with elegant quartz countertops, crisp white cabinetry, stainless steel appliances- including a convection oven and a versatile sit-up island ideal for entertaining or additional workspace. Recessed and track lighting with dimmers, a closet pantry and abundant storage complete the space. Additionally, the kitchen is fully equipped with small appliances and everything you need to settle right in. The kitchen flows effortlessly into the spacious dining and living areas and continues into the enlarged, glass-enclosed lanai. With its serene, open views, this inviting space is perfect for morning coffee, afternoon reading or relaxing with an evening drink while enjoying the best of Florida living. COMFORT & PRIVACY Thoughtfully designed with a split-bedroom layout, the primary suite is tucked away at the rear of the villa and features tranquil garden views, an ensuite bathroom and a generous walk-in closet with double shelving. Pull-down attic stairs provide convenient access to additional storage. The spacious second bedroom is located at the front of the villa near the guest bathroom, which features a semi-frameless walk-in shower. Both baths have been refreshed with updated flooring, toilets, faucets, lighting and safety bars. VALUABLE UPDATES EXTRAS add even more appeal. The 2022 roof includes a third nail in the roof-to-wall connectors for added structural strength, while the 2022 impact windows enhance storm protection, energy efficiency and interior comfort. The windows also convey with a transferable lifetime labor and material warranty. Together, these improvements provide valuable insurance savings. The 2021 HVAC system is operating efficiently and was cleaned and serviced. This villa has been thoroughly prepared for its next owner inside and out. RESORT-STYLE AMENITIES & AN IDEAL LOCATION Perfectly positioned within Mt Vernon, the villa is just steps from the clubhouse, scenic lake, walking paths and courts for tennis, pickleball, shuffleboard and bocce. Whether your ideal day is filled with activities or simply relaxing and enjoying the peaceful surroundings, Mt Vernon offers a wonderful blend of recreation, community and Florida living. BEYOND THE COMMUNITY you’re just minutes from the airport, the beautiful beaches of Anna Maria Island, the charm of Bradenton, the culture of Sarasota. Shopping, dining, boating, entertainment and everyday conveniences are all within easy reach, making this an ideal year-round residence or seasonal Florida retreat. YOUR NEXT CHAPTER STARTS HERE This beautifully maintained villa combines thoughtful updates, turnkey convenience, a desirable location and an amenity-rich community lifestyle. ALL READY FOR YOU TO ENJOY FROM DAY ONE!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,350
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,085 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,085/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.2%
$/sqft vs Bradenton actives
$222 vs $241
Days on market
12 vs 56 typical
Where $222/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
254 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9406 ANDOVER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$166,000
9412 CONCORD CIRCLE · same community
2 bd · 2 ba · 1,317 sqft · $126/sqft · 311 DOM
Sold · Mar ’26$287,000
4720 POTOMAC CIRCLE · same community
2 bd · 2 ba · 1,397 sqft · $205/sqft · 0 DOM
Sold · Oct ’25$282,500
4714 POTOMAC CIRCLE · same community
2 bd · 2 ba · 1,397 sqft · $202/sqft · 240 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9406 ANDOVER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9406 ANDOVER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9406 ANDOVER CIRCLE FAQs
What would the monthly payment be for 9406 ANDOVER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,085/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9406 ANDOVER CIRCLE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9406 ANDOVER CIRCLE?+
The most recent tax bill on record (2025) was $2,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9406 ANDOVER CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $300,000, this home is listed about 23% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9406 ANDOVER CIRCLE?+
Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$300,000 runs 50% above the BRADENTON 34210 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4703831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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