
9425 ANDOVER CIRCLE, BRADENTON, FL, 34210
Active59 days on marketListed Jun 5, 2026MLS #A4696055
About this home
9425 ANDOVER CIRCLE
PERFECTLY POSITIONED ON A PEACEFUL LAKEFRONT CUL-DE-SAC in a vibrant bay front community just steps from the clubhouse and amenities, this beautifully maintained move-in ready single-level villa combines comfort, convenience, and an active coastal lifestyle. FROM THE MOMENT YOU ARRIVE, you'll appreciate the wide newer driveway, oversized carport with refreshed Poly-Pebble flooring, convenient ramp entry with railing, and 12' x 5' secure exterior storage room. A private lakefront paver patio provides the perfect place to enjoy morning coffee, evening sunsets, and abundant wildlife, while a sidewalk connects directly to the scenic walking path that meanders throughout the community. BUILT WITH DURABLE CONCRETE BLOCK CONSTRUCTION, this residence offers valuable peace of mind with a 2022 roof featuring third-nail roof-to-wall connectors for insurance savings, impact-resistant windows, storm shutters on the sunroom windows, and numerous thoughtful updates throughout. INSIDE, THE OPEN-CONCEPT FLOOR PLAN is bright, welcoming, and designed for effortless everyday living. The desirable split-bedroom layout provides privacy for owners and guests, while a pocket door creates a private guest suite when entertaining overnight visitors. Rich plank wood flooring flows through the living room, dining area, and bedrooms, complemented by tile flooring in the entry, kitchen, sunroom, and bathrooms. Plantation shutters throughout, coastal-inspired paint colors, recessed lighting, tray ceiling details, six-panel doors, and abundant natural light create an inviting atmosphere. THE BEAUTIFULLY UPDATED KITCHEN is both functional and stylish, featuring abundant wood cabinetry, granite countertops, stainless steel appliances including a convection oven, tile backsplash, diagonal tile flooring, coffee bar, organizational storage features, undercabinet lighting, and ample workspace for preparing meals and gathering with friends and family. THE SUNROOM serves as an extension of the living space, offering tranquil lake views and sliding doors that open directly to the paver patio, seamlessly blending indoor and outdoor living. THE SPACIOUS PRIMARY SUITE includes a customized closet organization system and easy access to additional attic storage via pull-down stairs. The beautifully renovated primary bath features updated shower tile, corner shelving, safety grab bars, a semi-frameless glass enclosure, coordinating vanity, wall cabinetry, updated lighting, mirror, and fixtures. Guests will enjoy an equally impressive updated secondary bathroom. ADDITIONAL FEATURES include a Nest thermostat, extensive storage solutions throughout, and countless thoughtful details that make daily living easier and more enjoyable. ALL OF THIS is located within a vibrant waterfront community known for its beautiful grounds, active social calendar, and exceptional amenities. Whether you're seeking a year-round residence or a seasonal retreat, this lakefront villa offers the perfect combination of comfort, security, convenience, and Florida charm. COMMUNITY FEATURES remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, many lakes, spacious grounds of nearly 90 acres teaming with Florida wildlife!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
0 ac
Lot size
1977
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,372 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,372/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Bradenton actives
$296 vs $250
Days on market
59 vs 53 typical
Where $296/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
198 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9425 ANDOVER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
9426 ANDOVER CIRCLE · same community
2 bd · 2 ba · 1,234 sqft · $223/sqft · 80 DOM
Sold · Aug ’25$225,000
9414 ANDOVER CIRCLE · same community
2 bd · 2 ba · 1,283 sqft · $175/sqft · 134 DOM
Sold · Apr ’26$166,000
9412 CONCORD CIRCLE · same community
2 bd · 2 ba · 1,317 sqft · $126/sqft · 311 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9425 ANDOVER CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9425 ANDOVER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9425 ANDOVER CIRCLE FAQs
What would the monthly payment be for 9425 ANDOVER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,372/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9425 ANDOVER CIRCLE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9425 ANDOVER CIRCLE?+
The most recent tax bill on record (2025) was $958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9425 ANDOVER CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $370,000, this home is listed about 7% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 9425 ANDOVER CIRCLE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$370,000 runs 85% above the BRADENTON 34210 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4696055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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