CENTURY 21 Edge
$370,0002 bd2 ba1,250 sqft$296 /sqft$3,372 /mo all-in ↓

9425 ANDOVER CIRCLE, BRADENTON, FL, 34210

Active59 days on marketListed Jun 5, 2026MLS #A4696055

WaterfrontCondominiumMOUNT VERNON PH 1-B

About this home

9425 ANDOVER CIRCLE

PERFECTLY POSITIONED ON A PEACEFUL LAKEFRONT CUL-DE-SAC in a vibrant bay front community just steps from the clubhouse and amenities, this beautifully maintained move-in ready single-level villa combines comfort, convenience, and an active coastal lifestyle. FROM THE MOMENT YOU ARRIVE, you'll appreciate the wide newer driveway, oversized carport with refreshed Poly-Pebble flooring, convenient ramp entry with railing, and 12' x 5' secure exterior storage room. A private lakefront paver patio provides the perfect place to enjoy morning coffee, evening sunsets, and abundant wildlife, while a sidewalk connects directly to the scenic walking path that meanders throughout the community. BUILT WITH DURABLE CONCRETE BLOCK CONSTRUCTION, this residence offers valuable peace of mind with a 2022 roof featuring third-nail roof-to-wall connectors for insurance savings, impact-resistant windows, storm shutters on the sunroom windows, and numerous thoughtful updates throughout. INSIDE, THE OPEN-CONCEPT FLOOR PLAN is bright, welcoming, and designed for effortless everyday living. The desirable split-bedroom layout provides privacy for owners and guests, while a pocket door creates a private guest suite when entertaining overnight visitors. Rich plank wood flooring flows through the living room, dining area, and bedrooms, complemented by tile flooring in the entry, kitchen, sunroom, and bathrooms. Plantation shutters throughout, coastal-inspired paint colors, recessed lighting, tray ceiling details, six-panel doors, and abundant natural light create an inviting atmosphere. THE BEAUTIFULLY UPDATED KITCHEN is both functional and stylish, featuring abundant wood cabinetry, granite countertops, stainless steel appliances including a convection oven, tile backsplash, diagonal tile flooring, coffee bar, organizational storage features, undercabinet lighting, and ample workspace for preparing meals and gathering with friends and family. THE SUNROOM serves as an extension of the living space, offering tranquil lake views and sliding doors that open directly to the paver patio, seamlessly blending indoor and outdoor living. THE SPACIOUS PRIMARY SUITE includes a customized closet organization system and easy access to additional attic storage via pull-down stairs. The beautifully renovated primary bath features updated shower tile, corner shelving, safety grab bars, a semi-frameless glass enclosure, coordinating vanity, wall cabinetry, updated lighting, mirror, and fixtures. Guests will enjoy an equally impressive updated secondary bathroom. ADDITIONAL FEATURES include a Nest thermostat, extensive storage solutions throughout, and countless thoughtful details that make daily living easier and more enjoyable. ALL OF THIS is located within a vibrant waterfront community known for its beautiful grounds, active social calendar, and exceptional amenities. Whether you're seeking a year-round residence or a seasonal retreat, this lakefront villa offers the perfect combination of comfort, security, convenience, and Florida charm. COMMUNITY FEATURES remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, many lakes, spacious grounds of nearly 90 acres teaming with Florida wildlife!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,250

Sqft

0 ac

Lot size

1977

Year built

One

Levels

$296

Per sqft

WaterfrontWater view55+ community

Inside

FlooringCeramic Tile · Hardwood
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNortheast
ParkingCovered · Driveway
ExteriorHurricane Shutters · Irrigation System · Permeable Paving · Private Mailbox · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$790/mo
Taxes (2025)$958/yr
PetsNo
CommunityBay/Harbor Front · Canal Front · Dock · Fishing · Intracoastal Waterway · Lake · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Irrigation-Reclaimed Water · Park · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,372 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$80
Condo fee — from the listing$790
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$3,372/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$80
HOA / condo fee$790
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$277KedgeAI estimate $379,028 · range $289K$531K$553K

vs edgeAI estimate

−2.4%

$/sqft vs Bradenton actives

$296 vs $250

Days on market

59 vs 53 typical

Where $296/sqft sits among the 400 Bradenton actives

104
99
90 · this home
45
24
38
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 9425 ANDOVER CIRCLE

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

198 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $370,000 · 59 days on market since
1977Built · MOUNT VERNON PH 1-B

Reality check

What actually sold near 9425 ANDOVER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9426 ANDOVER CIRCLESold · Mar ’26

$275,000

9426 ANDOVER CIRCLE · same community

2 bd · 2 ba · 1,234 sqft · $223/sqft · 80 DOM

9414 ANDOVER CIRCLESold · Aug ’25

$225,000

9414 ANDOVER CIRCLE · same community

2 bd · 2 ba · 1,283 sqft · $175/sqft · 134 DOM

9412 CONCORD CIRCLESold · Apr ’26

$166,000

9412 CONCORD CIRCLE · same community

2 bd · 2 ba · 1,317 sqft · $126/sqft · 311 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9425 ANDOVER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9425 ANDOVER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9425 ANDOVER CIRCLE FAQs

What would the monthly payment be for 9425 ANDOVER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,372/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9425 ANDOVER CIRCLE?+

The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9425 ANDOVER CIRCLE?+

The most recent tax bill on record (2025) was $958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9425 ANDOVER CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $370,000, this home is listed about 7% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 9425 ANDOVER CIRCLE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$370,000 runs 85% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4696055.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton homes, in your inbox

Like 9425 ANDOVER CIRCLE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask German to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 9:38 AM UTC. The listing information on this page last changed on August 3, 2026 at 9:38 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 9:38 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 9:38 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.