152 SHADY LANE UNIT 152, PALMETTO, FL, 34221
Active196 days on marketListed Apr 25, 2026MLS #A4690786
About this home
152 SHADY LANE UNIT 152
Welcome to your slice of Florida paradise! This beautifully maintained, furnished 2-bedroom, 2-bathroom mobile home with lake views is located in the desirable Leisure Lake Co-Op community and offers convenience and easy coastal living. With approximately 1,150 square feet of thoughtfully designed living space, this home is perfect as a full-time residence or seasonal retreat. The owner is offering up to a $10,000 credit at closing toward a new roof, providing an excellent opportunity for buyers to make this home their own. Step inside to find a bright and inviting interior, complete with comfortable furnishings and an open-concept layout that seamlessly connects the living and dining areas. The spacious kitchen offers ample cabinetry and counter space, making meal preparation and entertaining a breeze. The primary bedroom features generous closet space and a private en-suite bathroom, while the second bedroom is ideal for guests or a home office. A second full bathroom ensures comfort and privacy for all. Enjoy your morning coffee or unwind in the evening in the Florida room, perfect for enjoying Florida’s beautiful weather year-round. Additional highlights include in-unit laundry, covered parking, and extra storage. Located in the friendly 55+ Leisure Lake Co-Op community in Palmetto, residents enjoy amenities including a clubhouse, heated pool, shuffleboard courts, and a calendar full of social activities. Just a short drive to Gulf beaches, shopping, dining, and medical facilities, this home offers both tranquility and convenience. Don’t miss this opportunity to enjoy affordable Florida living in one of Palmetto’s most welcoming communities! With a seller credit of up to $10,000 toward a new roof, this is an opportunity you won’t want to miss.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,150
Sqft
0.07 ac
Lot size
1994
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,600 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,600/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
$/sqft vs Palmetto actives
$134 vs $201
Days on market
196 vs 73 typical
Where $134/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
254 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 152 SHADY LANE UNIT 152
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$195,000
40 SHADY LANE UNIT 40 · same community
2 bd · 2 ba · 1,164 sqft · $168/sqft · 32 DOM
Sold · Mar ’26$193,500
165 LAKEVIEW DRIVE · same community
2 bd · 2 ba · 1,242 sqft · $156/sqft · 120 DOM
Sold · Sep ’26$115,000
132 LAKEVIEW DRIVE UNIT 132 · same community
2 bd · 2 ba · 1,056 sqft · $109/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 152 SHADY LANE UNIT 152 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 152 SHADY LANE UNIT 152 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
152 SHADY LANE UNIT 152 FAQs
What would the monthly payment be for 152 SHADY LANE UNIT 152?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,600/mo — principal and interest, the actual property-tax bill, the $212/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 152 SHADY LANE UNIT 152?+
The association fee works out to $212 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 152 SHADY LANE UNIT 152?+
The most recent tax bill on record (2025) was $1,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 152 SHADY LANE UNIT 152?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $154,500, this home is listed about 61% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 152 SHADY LANE UNIT 152?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALMETTO 34221 market on paper
$154,500 is 58% below the PALMETTO 34221 median of $365,000, and at $134/sqft it sits under the Palmetto average of $228.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
196 days on market against a Palmetto median of 73 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $155,000, now $154,500 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Gail Adams. MLS #A4690786.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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