CENTURY 21 Edge
$319,900$330,0003 bd2 ba1,586 sqft$202 /sqft$2,483 /mo all-in ↓

240 W END DRIVE UNIT 923, PUNTA GORDA, FL, 33950

Active80 days on marketListed May 18, 2026MLS #A4694002

Reduced $10KCondominiumMAGDALENA GARDENS

About this home

240 W END DRIVE UNIT 923

Welcome to Magdalena Gardens! This beautifully maintained second-floor end-unit condominium offers a blend of comfort, style and convenience in the heart of Punta Gorda. Featuring three bedrooms, two baths and a private one-car garage, this spacious residence showcases an open and airy floor plan with updated vinyl plank flooring throughout the main living areas. The gourmet kitchen is designed to impress with cherry wood cabinetry, granite countertops, stainless steel appliances, tile backsplash, recessed LED lighting, and a breakfast bar overlooking the expansive living and dining area. The oversized great room opens to a tiled, fully enclosed lanai with peaceful views of the lush tropical landscaping. The spacious primary suite serves as a private retreat with direct lanai access, dual closets including a walk-in closet, and an updated en-suite bath featuring a beautifully tiled walk-in shower. A split-bedroom layout provides privacy for guests, while additional upgrades include fresh interior paint and a newer water heater. In the gated Magdalena Gardens community, residents enjoy a heated pool and spa, beautifully maintained grounds, and a prime location just minutes from downtown Punta Gorda, Fishermen's Village, waterfront parks, shopping, dining, boating, fishing, biking trails and more. Whether you are searching for a full-time residence, seasonal getaway or investment opportunity, this move-in-ready condominium checks all the boxes.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,586

Sqft

0 ac

Lot size

1

Garage

2006

Year built

Two

Levels

$202

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorBalcony · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,584/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Gated Community - No Guard · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,483 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,883
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$299
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,197
Interest rate6.00%
Loan term

Estimated payment

$2,483/mo

Principal & interest$1,883
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$299
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$273KedgeAI estimate $289,381 · range $284K$303K$333K

vs edgeAI estimate

+10.5%

$/sqft vs Punta Gorda actives

$202 vs $208

Days on market

80 vs 59 typical

Where $202/sqft sits among the 400 Punta Gorda actives

104
135 · this home
62
51
19
29
$118–171$171–225$225–278$278–331$331–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 240 W END DRIVE UNIT 923

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

192 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,900 $10K
May 18, 2026Listed at $330,000 · 80 days on market since
2006Built · MAGDALENA GARDENS

Reality check

What actually sold near 240 W END DRIVE UNIT 923

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

240 W END DRIVE UNIT 1123Sold · Jun ’26

$312,500

240 W END DRIVE UNIT 1123 · same community

3 bd · 2 ba · 1,586 sqft · $197/sqft · 56 DOM

240 WEST END DRIVE UNIT 522Sold · Feb ’26

$260,000

240 WEST END DRIVE UNIT 522 · same community

3 bd · 2 ba · 1,519 sqft · $171/sqft · 21 DOM

12 BELCHER DRIVESold · Apr ’26

$140,000

12 BELCHER DRIVE

2 bd · 2 ba · 1,593 sqft · $88/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 240 W END DRIVE UNIT 923 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 240 W END DRIVE UNIT 923 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

240 W END DRIVE UNIT 923 FAQs

What would the monthly payment be for 240 W END DRIVE UNIT 923?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 240 W END DRIVE UNIT 923?+

The most recent tax bill on record (2025) was $3,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 240 W END DRIVE UNIT 923?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $319,900, this home is listed about 7% below the Punta Gorda median of $343,250. The market section on this page shows how the area is trending.

Which schools are assigned to 240 W END DRIVE UNIT 923?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Chris Constantinou. MLS #A4694002.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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240 W END DRIVE UNIT 923, PUNTA GORDA, FL — 3 Bed, 2 Bath — $319,900 | CENTURY 21 Edge