240 W END DRIVE UNIT 821, PUNTA GORDA, FL, 33950
Active125 days on marketListed Apr 7, 2026MLS #D6146914
About this home
240 W END DRIVE UNIT 821
Beautifully upgraded 2nd floor unit offered turnkey with quality furnishings. Plank tile flooring throughout main living area, all stainless-steel appliances, upgraded granite countertops, sinks & faucets, water heater, light fixtures, quiet fans in living room and bedrooms, plantation shutters, washer and dryer, new carpet in bedrooms and newer toilets. The unit has impact windows and doors, this home has been used very little in the last years and everything looks new. Bright open floor plan and colorful sunsets from the lanai. The large master suite has access to the lanai and has 2 closets, dual sink vanity and tiled shower. The split floor plan puts bedrooms two and three down the hallway past the nicely appointed guest bath. Two hallway closets plus the owner added a bonus broom closet just off the kitchen. Attached garage with a large storage shelf. Magdalena Gardens is a prestige well-maintained gated community with a heated pool and spa. It is very convenient located close to Downtown Punta Gorda, where you can enjoy walking by the Harbor, the stores or eat at any of the waterfront restaurants.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,586
Sqft
0 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,673 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,673/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$221 vs $206
Days on market
125 vs 62 typical
Where $221/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 W END DRIVE UNIT 821
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$312,500
240 W END DRIVE UNIT 1123 · same community
3 bd · 2 ba · 1,586 sqft · $197/sqft · 56 DOM
Sold · Feb ’26$260,000
240 WEST END DRIVE UNIT 522 · same community
3 bd · 2 ba · 1,519 sqft · $171/sqft · 21 DOM
Sold · Apr ’26$140,000
12 BELCHER DRIVE
2 bd · 2 ba · 1,593 sqft · $88/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 240 W END DRIVE UNIT 821 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 W END DRIVE UNIT 821 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
240 W END DRIVE UNIT 821 FAQs
What would the monthly payment be for 240 W END DRIVE UNIT 821?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 240 W END DRIVE UNIT 821?+
The most recent tax bill on record (2025) was $3,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 W END DRIVE UNIT 821?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $349,900, this home is listed about 3% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 240 W END DRIVE UNIT 821?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 32% above the PUNTA GORDA 33950 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
125 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Julio Morales. MLS #D6146914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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