3498 GARBETT TERRACE, NORTH PORT, FL, 34288
Active44 days on marketListed Jun 27, 2026MLS #A4695441
About this home
3498 GARBETT TERRACE
Appealing front elevation and open/split floor plan are just some of the benefits of this six-year new home. Open kitchen with generous amount of granite countertops and large Island with sink. Double sinks in the primary bathroom and all 3 bedrooms ample size. Granite countertops in both bathrooms. Large kitchen pantry and separate laundry room lead to the spacious 2 car garage. 2 bedrooms offer walk-in closets. Crown molding in primary bedroom and bath. Decorative paneling in dining which currently used as office. Vaulted ceilings, 3rd br used as "energy" room painted with Shungite rock. No pets or smokers in house from inception. Greenbelt in rear for added privacy coupled with SE exposure to allow easier growing of fruit trees or garden. Conveniently located near the Pt Charlotte border allowing easy access to many stores and restaurants. No CDD or HOA. No water/sewer bill.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,546
Sqft
0.23 ac
Lot size
2
Garage
2020
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs PORT CHARLOTTE SUB 22
$205 vs $206
Days on market
44 vs 53 typical
Where $205/sqft sits among the 17 homes for sale in PORT CHARLOTTE SUB 22
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Atwater
Get to know North Port. See the full North Port guide →
Atwater — neighborhood snapshot
Population
3,462
Median age
41
Median income
$70,807
Median home value
$285,218
Avg household
3
Households w/ children
417
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
8 of 17
PORT CHARLOTTE SUB 22 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1168% above the NORTH PORT 34288 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3498 GARBETT TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$329,900
4142 DRAGON STREET · same community
4 bd · 2 ba · 1,555 sqft · $212/sqft · 73 DOM
Sold · Aug ’25$300,000
4812 HILLMAN TERRACE · same community
3 bd · 2 ba · 1,504 sqft · $199/sqft · 107 DOM
Sold · Jan ’26$430,000
4529 CROWELL LN · same community
3 bd · 2 ba · 1,496 sqft · $287/sqft · 236 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3498 GARBETT TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3498 GARBETT TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3498 GARBETT TERRACE FAQs
What would the monthly payment be for 3498 GARBETT TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3498 GARBETT TERRACE?+
The most recent tax bill on record (2025) was $2,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3498 GARBETT TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $316,900, this home is listed about 5% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3498 GARBETT TERRACE?+
Atwater Elementary (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$316,900 runs 1168% above the NORTH PORT 34288 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $323,000, now $316,900 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SW FLORIDA REALTY · Bob White. MLS #A4695441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New North Port homes, in your inbox
Like 3498 GARBETT TERRACE but not quite? A daily digest of every new listing in North Port — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Krystina to ping you on any price or status change →