4040 IRONWOOD CIRCLE UNIT 304F, BRADENTON, FL, 34209
Active8 days on marketListed Jul 30, 2026MLS #A4697660
Come see it
Upcoming open house
Sun, Aug 9
1:00 PM – 4:00 PM
About this home
4040 IRONWOOD CIRCLE UNIT 304F
Coastal Living Awaits! Welcome to the beautifully updated condo you've been waiting for. From the moment you step inside, you'll appreciate the impeccable care, tasteful coastal décor, and quality upgrades that make this stunning 2-bedroom, 2-bath residence truly move-in ready. Luxury Vinyl Plank flooring flows seamlessly throughout the home, creating a modern and elegant feel. The beautifully renovated kitchen is designed to impress, featuring soft-close cabinetry, granite countertops, stainless steel appliances, recessed lighting, under-cabinet lighting, a stylish tile backsplash, a pantry, a dedicated coffee bar, and convenient breakfast bar seating—perfect for casual dining and entertaining. The open-concept living room is enhanced by soothing coastal blue tones that create a relaxing atmosphere while flowing effortlessly into the enclosed lanai, where you can unwind and enjoy peaceful views overlooking the Par 3 golf course. The spacious primary suite offers Luxury Vinyl Plank flooring, plantation shutters, a generous walk-in closet, and a beautifully updated en-suite bath complete with a walk-in shower, new vanity, and Kohler comfort-height commode. The guest bedroom is generously sized and is conveniently located next to the updated hall bathroom, which features a newer vanity and a tub/shower combination—ideal for family and visiting guests. Additional conveniences include a free community laundry room located on each floor adjacent to the elevators and a private storage closet on the same floor as the unit. Located in the highly desirable Pinebrook Ironwood, residents enjoy the benefits of a public golf course with optional pay-as-you-play golf—no mandatory membership required. Resort-style amenities include a heated swimming pool, sauna, shuffleboard courts, billiards room, clubhouse with kitchen and banquet facilities, and the spectacular Skyway Room on the fifth floor, offering breathtaking panoramic views. Perfectly situated just minutes from the world-famous beaches of Anna Maria Island, exceptional waterfront dining, shopping, and entertainment, this beautifully updated condo offers the ideal combination of comfort, convenience, and the relaxed Florida lifestyle you've been dreaming of! The Furniture and Furnishings are available for Purchase.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,529 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,529/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4%
$/sqft vs Bradenton actives
$178 vs $248
Days on market
8 vs 55 typical
Where $178/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4040 IRONWOOD CIRCLE UNIT 304F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$154,000
4040 IRONWOOD CIRCLE UNIT 401F · same community
2 bd · 2 ba · 1,008 sqft · $153/sqft · 217 DOM
Sold · Dec ’25$225,000
3112 52ND AVENUE DRIVE W
2 bd · 1 ba · 1,048 sqft · $215/sqft · 2 DOM
Sold · Feb ’26$62,475
5026 WATER OAK DRIVE UNIT 220
2 bd · 2 ba · 960 sqft · $65/sqft · 266 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4040 IRONWOOD CIRCLE UNIT 304F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4040 IRONWOOD CIRCLE UNIT 304F — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4040 IRONWOOD CIRCLE UNIT 304F FAQs
What would the monthly payment be for 4040 IRONWOOD CIRCLE UNIT 304F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,529/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4040 IRONWOOD CIRCLE UNIT 304F?+
The most recent tax bill on record (2025) was $2,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4040 IRONWOOD CIRCLE UNIT 304F?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $179,000, this home is listed about 54% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MEDWAY REALTY · Sheryl O'Keefe. MLS #A4697660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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