
4040 IRONWOOD CIRCLE UNIT 702F, BRADENTON, FL, 34209
Active3 days on marketListed Oct 7, 2026MLS #A4708314
About this home
4040 IRONWOOD CIRCLE UNIT 702F
Morning light comes in over the fairway, and you sit on the top floor of Ironwood Building F, so the golf course, pond, and palms are your view rather than a neighbor’s balcony. Sliding glass opens the living room straight onto the lanai, which means coffee, a book, or a sunset drink all happen one step from the sofa. Electric Kevlar hurricane screening glides down for shade, storm protection, and peace of mind when the place is locked up for the season. Inside, the home already lives like a coastal retreat. White shaker cabinets, quartz counters, and stainless appliances frame a breakfast bar that opens to the living room, so the cook stays in the conversation. Luxury vinyl tile runs underfoot, high baseboards and crown molding keep the lines crisp, and ceiling fans handle the easy days while the 2024 A/C takes care of the rest. The primary bedroom is set up for real use: a walk-in and a bypass closet, its own door to the lanai, and a remodeled ensuite with a walk-in shower. The guest room has a full mirrored closet and is not ensuite, so dinner guests use the hall bath — quartz vanity, tub — without walking through a bedroom. Laundry is a few steps away in a dedicated room on the floor, beside the Sky Room, your extra space for quiet or for gathering with neighbors. The storage room bay for this unit is generous, perfect for your toys or seasonal decor. Golf is pay-as-you-play, with no membership required. A heated pool and clubhouse are there when you want them, and dedicated covered parking waits beside the building. Anna Maria, downtown Bradenton, and the airport are an easy drive once the fairway view has done its job.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
1.58 ac
Lot size
1973
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,977/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.8%
$/sqft vs Bradenton actives
$258 vs $243
Days on market
3 vs 75 typical
Where $258/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,586
Median age
58.1
Median income
$80,829
Median home value
$357,300
Avg household
2.21
Households w/ children
2,354
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4040 IRONWOOD CIRCLE UNIT 702F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$154,000
4040 IRONWOOD CIRCLE UNIT 401F · same community
2 bd · 2 ba · 1,008 sqft · $153/sqft · 217 DOM
Sold · Dec ’25$225,000
3112 52ND AVENUE DRIVE W
2 bd · 1 ba · 1,048 sqft · $215/sqft · 2 DOM
Sold · Feb ’26$62,475
5026 WATER OAK DRIVE UNIT 220
2 bd · 2 ba · 960 sqft · $65/sqft · 266 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4040 IRONWOOD CIRCLE UNIT 702F — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4040 IRONWOOD CIRCLE UNIT 702F — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4040 IRONWOOD CIRCLE UNIT 702F FAQs
What would the monthly payment be for 4040 IRONWOOD CIRCLE UNIT 702F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4040 IRONWOOD CIRCLE UNIT 702F?+
The most recent tax bill on record (2026) was $2,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4040 IRONWOOD CIRCLE UNIT 702F?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $260,000, this home is listed about 33% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4040 IRONWOOD CIRCLE UNIT 702F?+
H. S. Moody Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34209 market on paper
$260,000 is 13% below the BRADENTON 34209 median of $298,750, and at $258/sqft it sits under the Bradenton average of $271.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Bradenton market that averages 75 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Stephen Arters. MLS #A4708314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 4040 IRONWOOD CIRCLE UNIT 702F but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →


