601 GRANADA CIRCLE, PANAMA CITY BEACH, FL, 32413
Active45 days on marketListed Jun 23, 2026MLS #A4697930
About this home
601 GRANADA CIRCLE
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in El Centro Beach, the property features 0.23 acres of wooded terrain with public utilities available and a prime location directly across the street from the beach. Enjoy the perfect blend of coastal charm and convenience while remaining close to shopping, dining, schools, and major highways, providing easy access to nearby amenities and attractions. Whether you’re looking to build a private beach retreat, explore development opportunities, or secure a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside El Centro Beach
Get to know Panama City Beach. See the full Panama City Beach guide →
El Centro Beach — neighborhood snapshot
Population
678
Median age
46
Median income
$90,736
Median home value
$349,646
Avg household
2
Households w/ children
25%
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Panama City Beach market
$102K → $397K
Panama City Beach median sold, yr/yr
99.9%
Sale-to-list ratio (12 mo)
Median sold price, Panama City Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the PANAMA CITY BEACH 32413 median. See the full Panama City Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 GRANADA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
15617 FRONT BEACH ROAD UNIT C15
1 bd · 1 ba · 317 sqft · $789/sqft · 0 DOM
Sold · Jul ’26$238,000
15617 FRONT BEACH ROAD UNIT C13
1 bd · 1 ba · 317 sqft · $751/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 GRANADA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 GRANADA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
601 GRANADA CIRCLE FAQs
What would the monthly payment be for 601 GRANADA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 601 GRANADA CIRCLE?+
The most recent tax bill on record (2025) was $2,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 601 GRANADA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Panama City Beach?+
At $349,999, this home is listed about 1% below the Panama City Beach median of $353,500. The market section on this page shows how the area is trending.
Which schools are assigned to 601 GRANADA CIRCLE?+
Hutchison Beach Elementary School (elementary), J.R. Arnold High School (high) — Bay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW ALLIANCE GROUP REALTY · Zach Hilferding. MLS #A4697930.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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