23223 FRONT BEACH ROAD UNIT 907, PANAMA CITY BEACH, FL, 32413
Active20 days on marketListed Jul 23, 2026MLS #O6427461
About this home
23223 FRONT BEACH ROAD UNIT 907
Motivated seller! Enjoy spectacular 9th-floor views overlooking the pristine beaches! Experience coastal living at its finest in this beautifully positioned beachfront condo located within the highly sought-after gated community of Carillon Beach. Situated at 23223 Front Beach Rd. #907, this stunning residence offers direct beach access and breathtaking Gulf views from one of the most desirable stretches of Florida's Emerald Coast. Nestled in the back section of the exclusive Carillon Beach community, residents enjoy a peaceful and private atmosphere while still being just minutes from the best dining, shopping, and entertainment that Panama City Beach and scenic 30A have to offer. Pinnacle Port offers resort-style amenities, including pools, tennis courts, a fitness center, boat docks on Lake Powell, and miles of pristine beach. Ideal as a primary residence, second home, or investment property, this condo has never been a rental and has been enjoyed exclusively by the owner and their family. The primary suite boasts direct access to a private balcony overlooking Lake Powell, perfect for enjoying your morning coffee or watching the sunset. Come experience everything Carillon Beach has to offer. All information available to the Seller and Listing Agent has been provided in the listing and disclosures. If information is not included, it is not available to us. Buyers and their agents are responsible for verifying all information that is important to their purchase, including but not limited to HOA rules and regulations, leasing restrictions, fees, room dimensions, square footage, lot size, taxes, and any other property details. All measurements and listing information are approximate and should be independently verified by the Buyer and Buyer's Agent.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
983
Sqft
0 ac
Lot size
1970
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,970 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Panama City Beach
Get to know Panama City Beach. See the full Panama City Beach guide →
PANAMA CITY BEACH 32413 — neighborhood snapshot
Population
15,214
Median age
52.7
Median income
$76,010
Median home value
$384,000
Avg household
2.01
Households w/ children
1,161
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Panama City Beach market
$102K → $397K
Panama City Beach median sold, yr/yr
99.9%
Sale-to-list ratio (12 mo)
Median sold price, Panama City Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the PANAMA CITY BEACH 32413 median. See the full Panama City Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23223 FRONT BEACH ROAD UNIT 907 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23223 FRONT BEACH ROAD UNIT 907 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23223 FRONT BEACH ROAD UNIT 907 FAQs
What would the monthly payment be for 23223 FRONT BEACH ROAD UNIT 907?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,970/mo — principal and interest, the actual property-tax bill, the $1,171/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23223 FRONT BEACH ROAD UNIT 907?+
The association fee works out to $1,171 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23223 FRONT BEACH ROAD UNIT 907?+
The most recent tax bill on record (2025) was $4,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23223 FRONT BEACH ROAD UNIT 907?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Panama City Beach?+
At $359,000, this home is listed about 2% above the Panama City Beach median of $353,500. The market section on this page shows how the area is trending.
Which schools are assigned to 23223 FRONT BEACH ROAD UNIT 907?+
West Bay Elementary School (elementary), J.R. Arnold High School (high) — Bay County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,000 runs 11% above the PANAMA CITY BEACH 32413 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $1,171/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of ORANGE REALTY PROFESSIONALS LLC · Sonia Jenkins. MLS #O6427461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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