CENTURY 21 Edge
$415,000$437,9782 bd2 ba1,661 sqft$250 /sqft≈$3,978 /mo all-in ↓

10420 WINE PALM ROAD UNIT 5421, FORT MYERS, FL, 33966

Active107 days on marketListed Jun 25, 2026MLS #A4698060

✦ Reduced $23KCondominiumVERANDA III AT TWIN LAKES CONDO

About this home

10420 WINE PALM ROAD UNIT 5421

TURNKEY FURNISHED | BUNDLED GOLF | LAKE & GOLF VIEWS | ABBEY FLOOR PLAN | 2 BEDROOMS + DEN | 1,600+ SQ. FT. | 1 CAR GARAGE Experience the best of Southwest Florida living in this beautifully maintained end-unit, second-floor Abbey condo in highly sought-after Heritage Palms Golf & Country Club. Offered TURNKEY FURNISHED with only a few exclusions, this spacious, move-in-ready residence is ready for you to start enjoying the Florida lifestyle from day one. The highly desirable Abbey floor plan is sought after for its spacious layout and functionality, offering over 1,600 square feet of living space, 2 bedrooms plus a den, and an open floor plan with volume ceilings and crown molding. The den provides the flexibility to serve as a home office, craft room, or additional guest space. Enjoy spectacular lake views and sweeping golf course vistas from the spacious rear lanai—the perfect place for morning coffee, evening cocktails, or relaxing year-round while taking in the peaceful surroundings. The light and bright interior features tile flooring throughout the main living areas and brand-new carpet in the bedrooms. The spacious kitchen is ideal for both everyday living and entertaining, featuring neutral Corian countertops, white cabinetry, plenty of workspace, and a breakfast nook, all overlooking the expansive living and dining areas. Designed for comfort and peace of mind, this home features impact-resistant windows and sliding glass doors, plus electric roll-down hurricane shutters on the rear lanai. The front entry porch is also screened, creating refreshing cross breezes while providing an additional outdoor living space. The garage provides valuable additional storage for your vehicle, golf cart, golf clubs, bikes, beach gear, and everything needed to enjoy the Southwest Florida lifestyle. Heritage Palms Golf & Country Club is a premier resort-style bundled golf community offering an exceptional array of amenities, including two 18-hole championship golf courses, multiple resort-style pools, tennis courts, pickleball, a fitness center, and a robust social calendar. Residents also enjoy three full-service restaurants, plus the Cabana offering sandwiches and snacks—giving you plenty of dining options without ever leaving the community. Even more convenience comes with water, sewer, cable, and internet included, making the Heritage Palms lifestyle easy, convenient, and carefree. Whether you're searching for a seasonal Florida getaway, investment opportunity, or full-time residence, this exceptional Heritage Palms condo offers the space, views, amenities, and lifestyle you've been looking for. Don't miss your opportunity to own a piece of paradise in one of Fort Myers' most desirable golf communities!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,661

Sqft

0.27 ac

Lot size

2

Garage

2003

Year built

One

Levels

$250

Per sqft

Turnkey

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesWest
ExteriorPrivate Entrance · Sliding Doors

Community & fees

HOA fee$787/mo
Taxes (2025)$4,858/yr
PetsDogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,978 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$405
Condo fee — from the listing$787
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,978/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$405
HOA / condo fee$787
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$246KedgeAI estimate $284,352 · range $256K–$302K$432K

vs edgeAI estimate

+45.9%

$/sqft vs Fort Myers actives

$250 vs $214

Days on market

107 vs 75 typical

Where $250/sqft sits among the 122 Fort Myers actives

44
42
22 · this home
4
2
8
$117–183$183–250$250–316$316–382$382–449$449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Palms

Get to know Fort Myers. See the full Fort Myers guide →

Heritage Palms — neighborhood snapshot

Population

2,102

Median age

61

Median income

$56,986

Median home value

$335,269

Avg household

2

Households w/ children

194

For the school run

Lee County School District

MiddlePaul Laurence Dunbar Middle School★★★★★
ElementaryRay V. Pottorf Elementary School★★★★★
ElementaryColonial Elementary School★★★★★
ElementaryTreeline Elementary School★★★★★
HighDunbar High School★★★★★
HighSouth Fort Myers High School★★★★★
HighFort Myers High School★★★★★
HighCypress Lake High School★★★★★
ElementaryGateway Elementary School★★★★★
ElementaryRayma C. Page Elementary School★★★★★
ElementarySan Carlos Park Elementary School★★★★★
MiddleLexington Middle School★★★★★
MiddleThree Oaks Middle School★★★★★
ElementaryThree Oaks Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketBalanced — 6.5 months of inventoryBuyer’s market

$325K → $322K

Fort Myers median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

57 of 122

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the FORT MYERS 33966 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 ▼ $23K
Jun 25, 2026Listed at $437,978 · 107 days on market since
2003Built · VERANDA III AT TWIN LAKES CONDO

Reality check

What actually sold near 10420 WINE PALM ROAD UNIT 5421

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11655 SOLANO DRIVESold · Aug ’26

$359,000

11655 SOLANO DRIVE

2 bd · 2 ba · 1,632 sqft · $220/sqft · 170 DOM

8421 OLINDA WAY UNIT 3608Sold · May ’26

$400,000

8421 OLINDA WAY UNIT 3608

3 bd · 2.5 ba · 1,722 sqft · $232/sqft · 192 DOM

11291 WINE PALM ROADSold · Oct ’25

$430,000

11291 WINE PALM ROAD

2 bd · 2 ba · 1,746 sqft · $246/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10420 WINE PALM ROAD UNIT 5421 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10420 WINE PALM ROAD UNIT 5421 — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10420 WINE PALM ROAD UNIT 5421 FAQs

What would the monthly payment be for 10420 WINE PALM ROAD UNIT 5421?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,978/mo — principal and interest, the actual property-tax bill, the $787/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10420 WINE PALM ROAD UNIT 5421?+

The association fee works out to $787 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10420 WINE PALM ROAD UNIT 5421?+

The most recent tax bill on record (2025) was $4,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10420 WINE PALM ROAD UNIT 5421?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $415,000, this home is listed about 19% above the Fort Myers median of $349,950. The market section on this page shows how the area is trending.

Which schools are assigned to 10420 WINE PALM ROAD UNIT 5421?+

Paul Laurence Dunbar Middle School (middle), Ray V. Pottorf Elementary School (elementary), Colonial Elementary School (elementary), Treeline Elementary School (elementary), Dunbar High School (high), South Fort Myers High School (high), Fort Myers High School (high), Cypress Lake High School (high), Gateway Elementary School (elementary), Rayma C. Page Elementary School (elementary), San Carlos Park Elementary School (elementary), Lexington Middle School (middle), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Know the monthly fee

The association fee is $787/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

02Strong assigned schools

Paul Laurence Dunbar Middle School, Ray V. Pottorf Elementary School, Colonial Elementary School, Treeline Elementary School, Dunbar High School, South Fort Myers High School, Fort Myers High School, Cypress Lake High School, Gateway Elementary School, Rayma C. Page Elementary School, San Carlos Park Elementary School, Lexington Middle School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $437,978, now $415,000 — a $23K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Tiffany Winkelsas, Pa. MLS #A4698060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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