207 CHURCH AVENUE, BRADENTON BEACH, FL, 34217
Active106 days on marketListed Jul 25, 2026MLS #A4700223
About this home
207 CHURCH AVENUE
Exceptional opportunity to own a prime vacant lot in the heart of Bradenton Beach and create your own piece of paradise on Anna Maria Island! Located at 207 Church Avenue, this property offers an incredible opportunity to build a dream coastal residence, vacation retreat, or investment property in one of the island’s most desirable locations, close to everything that makes Bradenton Beach and Anna Maria Island such a special place to live and visit. Spend your days enjoying the beautiful Gulf beaches, boating and fishing, exploring nearby marinas like the Bradenton Beach Marina and Nautilus Bar, or head to vibrant Bridge Street for locally owned restaurants, shops, entertainment, and the relaxed coastal atmosphere the island is known for. Leave the car behind and take advantage of the island trolley to explore Anna Maria Island from Bradenton Beach to Holmes Beach and Anna Maria, with an incredible collection of local restaurants, boutiques, waterfront dining, and island destinations along the way. One major advantage is that the seller has already obtained Manatee County permits for an approved set of building plans, potentially saving the new owner significant time in the planning and permitting process. Purchase the lot and bring your own builder, or work with the seller, who is willing to build the approved home for the new owner. Approved building plans are available separately; contact the listing agent for details. Whether you envision a full-time island residence, second home, vacation getaway, or investment property, 207 Church Avenue offers the rare combination of location, lifestyle, and a head start on the building process. A survey is attached to the MLS, and the permitted/approved building plans are available upon request. Lot is being offered for sale; home construction is not included in the listed price.
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,714 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,714/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Azure Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
Azure Shores — neighborhood snapshot
Population
103
Median age
67
Median income
$74,643
Median home value
$559,400
Avg household
2
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$630K → $1.1M
Bradenton Beach median sold, yr/yr
89.5%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 207 CHURCH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$290,000
1603 GULF DR N UNIT 26
1 bd · 1 ba · 380 sqft · $763/sqft · 98 DOM
Sold · Nov ’25$425,000
301 HIGHLAND AVENUE UNIT 3
1 bd · 1 ba · 396 sqft · $1,073/sqft · 167 DOM
Sold · Oct ’26$450,000
1603 GULF DRIVE N UNIT 3
1 bd · 1 ba · 540 sqft · $833/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 207 CHURCH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 CHURCH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
207 CHURCH AVENUE FAQs
What would the monthly payment be for 207 CHURCH AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,714/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 207 CHURCH AVENUE?+
The most recent tax bill on record (2025) was $6,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton Beach?+
At $899,000, this home is listed about 21% below the Bradenton Beach median of $1,144,500. The market section on this page shows how the area is trending.
Which schools are assigned to 207 CHURCH AVENUE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMI REALTY GROUP · George DeSear. MLS #A4700223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton Beach homes, in your inbox
Like 207 CHURCH AVENUE but not quite? A daily digest of every new listing in Bradenton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →