8219 TEA OLIVE TERRACE, PALMETTO, FL, 34221
Active71 days on marketListed Aug 28, 2026MLS #A4701460
Come see it
Upcoming open house
Sun, Nov 29
1:00 PM – 4:00 PM
About this home
8219 TEA OLIVE TERRACE
Why wait to build when you can enjoy the benefits of newer construction today? Built in 2023 and thoughtfully upgraded, this 4-bedroom, 3.5-bath home in The Fairways at Imperial Lakes offers 2,976 square feet of beautifully designed living space, peaceful preserve views, and the convenience of a move-in-ready home in Palmetto, Florida. Ideally positioned between Tampa, St. Petersburg, and Sarasota, this home combines modern comfort, flexible living spaces, and an exceptional location for enjoying everything Florida's Gulf Coast has to offer. From the moment you enter, soaring ceilings, natural light, and an inviting open-concept design create an effortless flow for everyday living and entertaining. At the heart of the home, the spacious kitchen features an oversized quartz island, double wall ovens, generous cabinetry, and casual dining space, making it equally suited for busy mornings and hosting friends and family. The adjoining great room, complete with a tray ceiling and built-in surround sound, opens through sliding glass doors to the covered lanai, where a tranquil preserve backdrop provides a peaceful extension of the living space. Designed with versatility in mind, the first floor also features a separate flex room accented by a floor-to-ceiling shiplap electric fireplace, creating an inviting space for a home office, den, or additional sitting area. The main-level primary suite offers privacy and convenience, complete with dual vanities, a tiled walk-in shower, and a private water closet. Upstairs, a spacious loft provides a second gathering area, ideal for a media room, playroom, or relaxed retreat. Three additional bedrooms and two full bathrooms offer comfortable accommodations for family and guests, including a bedroom with its own en-suite bath, perfect for extended visits or multigenerational living. Step outside to the covered lanai and enjoy the privacy of a generously sized backyard overlooking the natural preserve, with ample space to envision a future pool and personalized outdoor entertaining area. Beyond its thoughtful layout, this home offers valuable upgrades that distinguish it from typical new construction, including hurricane-impact windows and doors throughout and a whole-house water filtration system. A two-car garage adds everyday convenience, while low HOA fees and no CDD contribute to the home's overall appeal. Located in The Fairways at Imperial Lakes, an established Palmetto golf-course community with optional membership at nearby Moccasin Wallow Golf Club, residents enjoy convenient access to Publix, Gateway Commons, Ellenton Premium Outlets, shopping, dining, and major commuter routes, including I-75 and I-275. Whether commuting north toward Tampa and St. Petersburg, heading south to Sarasota, or spending the day along the beaches of Anna Maria Island and Longboat Key, this location makes it easy to enjoy the best of Southwest Florida. With the advantages of 2023 construction, desirable upgrades already in place, and a location that connects you to the entire Tampa Bay and Sarasota region, 8219 Tea Olive Terrace offers an opportunity to settle into the Florida lifestyle without the wait. Schedule your private showing and experience it for yourself.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,976
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,908 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,908/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.4%
$/sqft vs Palmetto actives
$207 vs $200
Days on market
71 vs 73 typical
Where $207/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakewoods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Imperial Lakewoods — neighborhood snapshot
Population
1,586
Median age
48
Median income
$97,751
Median home value
$358,906
Avg household
3
Households w/ children
146
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8219 TEA OLIVE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
8077 TEA OLIVE TERRACE · same community
3 bd · 2 ba · 2,083 sqft · $180/sqft · 143 DOM
Sold · Jun ’26$489,900
8251 TEA OLIVE TERRACE · same community
3 bd · 2 ba · 2,080 sqft · $236/sqft · 53 DOM
Sold · Apr ’26$530,000
7427 61ST STREET E
4 bd · 2.5 ba · 2,988 sqft · $177/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 8219 TEA OLIVE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8219 TEA OLIVE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8219 TEA OLIVE TERRACE FAQs
What would the monthly payment be for 8219 TEA OLIVE TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,908/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8219 TEA OLIVE TERRACE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8219 TEA OLIVE TERRACE?+
The most recent tax bill on record (2025) was $6,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8219 TEA OLIVE TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $615,000, this home is listed about 55% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8219 TEA OLIVE TERRACE?+
Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$615,000 runs 68% above the PALMETTO 34221 median — but at 2,976 sqft it's also 53% larger than the typical Palmetto listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Buffalo Creek Middle School, Barbara A Harvey Elementary School, Palmetto High School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $625,000, now $615,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Drew Jacobsen. MLS #A4701460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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