8219 TEA OLIVE TERRACE, PALMETTO, FL, 34221
Active23 days on marketListed Aug 28, 2026MLS #A4701460
About this home
8219 TEA OLIVE TERRACE
Skip the wait for new construction with this thoughtfully upgraded, move-in-ready 2023 home in The Fairways at Imperial Lakes. Offering four bedrooms, peaceful preserve views, modern finishes, and a flexible two-story layout, the home is designed for comfortable everyday living and easy entertaining. The light-filled main level features high ceilings, tile flooring, and an open-concept layout centered around a spacious kitchen with an oversized quartz island, double wall ovens, abundant cabinetry, and casual dining space. The adjoining great room features a tray ceiling, built-in surround sound, and sliding glass doors that open to the covered lanai and preserve beyond. A separate flex room with a floor-to-ceiling shiplap electric fireplace offers versatility as a home office, den, sitting room, or additional gathering space. The first-floor primary suite provides a private retreat with dual vanities, a tiled walk-in shower, and private water closet. Upstairs, a generous loft creates a second living area, while three additional bedrooms and two full baths provide plenty of room for family and guests. One bedroom includes an en-suite bath, making it especially well suited for extended stays or multigenerational living. Outside, the covered lanai overlooks a spacious yard and tranquil preserve, with room for a future pool and outdoor living area. Hurricane-impact windows and doors throughout provide added protection, efficiency, and peace of mind without the need for shutters, while a whole-house water filtration system adds another valuable upgrade already in place. Set within The Fairways at Imperial Lakes, the home enjoys the relaxed atmosphere of an established golf-course community, with optional membership at nearby Moccasin Wallow Golf Club. Low HOA fees and no CDD add to the appeal. Publix, Gateway Commons, Ellenton Premium Outlets, shopping, dining, and major roadways are nearby, with easy access to Sarasota, St. Petersburg, Tampa, Anna Maria Island, Longboat Key, and the Gulf Coast.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,976
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,414 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,414/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.3%
$/sqft vs Palmetto actives
$210 vs $204
Days on market
23 vs 61 typical
Where $210/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakewoods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Imperial Lakewoods — neighborhood snapshot
Population
1,586
Median age
48
Median income
$97,751
Median home value
$358,906
Avg household
3
Households w/ children
146
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8219 TEA OLIVE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
8077 TEA OLIVE TERRACE · same community
3 bd · 2 ba · 2,083 sqft · $180/sqft · 143 DOM
Sold · Jun ’26$489,900
8251 TEA OLIVE TERRACE · same community
3 bd · 2 ba · 2,080 sqft · $236/sqft · 53 DOM
Sold · Apr ’26$530,000
7427 61ST STREET E
4 bd · 2.5 ba · 2,988 sqft · $177/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8219 TEA OLIVE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8219 TEA OLIVE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8219 TEA OLIVE TERRACE FAQs
What would the monthly payment be for 8219 TEA OLIVE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,414/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8219 TEA OLIVE TERRACE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8219 TEA OLIVE TERRACE?+
The most recent tax bill on record (2025) was $6,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8219 TEA OLIVE TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $625,000, this home is listed about 58% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8219 TEA OLIVE TERRACE?+
Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 69% above the PALMETTO 34221 median — but at 2,976 sqft it's also 54% larger than the typical Palmetto listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Buffalo Creek Middle School, Barbara A Harvey Elementary School, Palmetto High School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Drew Jacobsen. MLS #A4701460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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