CENTURY 21 Edge
$885,0003 bd3 ba3,161 sqft$280 /sqft$6,459 /mo all-in ↓

4514 STICKLEY COURT, PALMETTO, FL, 34221

Active12 days on marketListed Sep 8, 2026MLS #A4702060

WaterfrontPrivate poolSingle Family ResidenceARTISAN LAKES ESPLANADE PH III SP A-E

About this home

4514 STICKLEY COURT

THERE ARE WATER VIEWS—AND THEN THERE IS THIS ONE. From the moment you step inside, your gaze is drawn to the pool, sparkling water, and the peaceful Florida landscape beyond. Beautifully positioned along one of Artisan Lakes Esplanade's impressive ponds, this exceptional Pallazio feels connected to the outdoors, with a panoramic screen that nearly disappears and keeps the water beautifully present. Built in 2018 and spanning 3,163 square feet, the residence features three bedrooms, three full baths, and a spacious den, balancing open gathering spaces with privacy for owners and guests. Double entry doors open to a light-filled interior enhanced by crown molding, tray ceilings, and refined architectural details. The water isn't reserved for the lanai—it becomes part of the interior experience, with broad sightlines extending from the great room, dining area, and kitchen through the pool to the pond beyond. The kitchen features quartz countertops, abundant cabinetry, stainless-steel appliances, and an oversized island with additional storage and seating—equally suited to morning coffee, casual meals, or gathering with friends. An under-sink hot-water system adds convenience, while the open design keeps the kitchen connected to the living spaces and view beyond. The primary suite offers tranquil water views, a walk-in closet with high-end custom cabinetry, and an en-suite bath with dual vanities and an oversized walk-in shower. Two additional bedrooms and baths welcome family and guests, while custom board-and-batten detailing adds character to a guest suite and spacious den. Then the doors open—and the home takes on an entirely different personality. The covered lanai transitions to an expansive pool deck centered around a solar-heated saltwater pool with space for lounging, dining, and entertaining. Color-changing LED lighting transforms the setting after sunset, while the panoramic screen preserves the wide pond view. An additional covered outdoor living area may quickly become the favorite room of the house. An expansive built-in wet bar and beverage center finished with granite and marble make entertaining effortless—watch the game, gather with friends, or simply settle in as evening light moves across the water. An electric roll-down hurricane screen and impact-resistant glass provide added protection and peace of mind, while an exterior generator inlet is in place for convenient connection of a compatible portable generator. Enhanced storage and thoughtful improvements complement the home's livability. Perhaps that is what makes this property so memorable. It isn't simply the Pallazio floor plan, pool, or water view. It's how they all come together. Morning coffee overlooking the pond. Afternoons between the pool and lanai. Friends gathered around the outdoor bar. Quiet evenings as the water catches the last light of the day. The lifestyle continues throughout Artisan Lakes Esplanade, where resort-style amenities create plenty of ways to be active, social, or simply unwind. Residents enjoy a resort-style pool, clubhouse, fitness and wellness opportunities, pickleball, gathering spaces, dog parks, walking trails, and a full calendar of social activities. Convenient access to I-75 and I-275 places Sarasota, St. Petersburg, Tampa, Gulf Coast beaches, airports, dining, shopping, and entertainment within easy reach. This Pallazio is a Florida water-view retreat designed for the moments buyers hope to find when they move here.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,161

Sqft

0.23 ac

Lot size

2

Garage

2018

Year built

One

Levels

$280

Per sqft

Private poolWaterfrontWater viewNegotiable

Inside

FlooringEngineered Hardwood
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Exhaust Fan · Ice Maker · Microwave · Range · Tankless Water Heater
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level · Oversized · Tandem
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Shade Shutter(s) · Sidewalk · Sliding Doors

Community & fees

HOA fee$520/mo
Taxes (2025)$8,061/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,459 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,775
PMI (est., until 20% equity)$332
Property tax — 2025 actual bill$672
HOA fee — from the listing$520
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $88,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $88,500
Interest rate6.00%
Loan term

Estimated payment

$6,459/mo

Principal & interest$4,775
PMI (est., until 20% equity)$332
Property taxes (actual bill)$672
HOA / condo fee$520
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $885K
$850KedgeAI estimate $973,910 · range $904K$1.0M$1.0M

vs edgeAI estimate

−9.1%

$/sqft vs Palmetto actives

$280 vs $204

Days on market

12 vs 61 typical

Where $280/sqft sits among the 400 Palmetto actives

85
150
74
45 · this home
15
31
$118–167$167–216$216–265$265–314$314–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Artisan Lakes Esplanade

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Artisan Lakes Esplanade — neighborhood snapshot

Population

1,934

Median age

55

Median income

$134,683

Median home value

$476,900

Avg household

2

Households w/ children

107

For the school run

Manatee County School District

MiddleBuffalo Creek Middle School★★★★★
ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

238 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 140% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $885,000 · 12 days on market since
2018Built · ARTISAN LAKES ESPLANADE PH III SP A-E

Reality check

What actually sold near 4514 STICKLEY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11420 CAMPANIA TERRACESold · Oct ’25

$735,200

11420 CAMPANIA TERRACE · same community

4 bd · 3 ba · 3,206 sqft · $229/sqft · 0 DOM

10414 WICKER PARK PLACESold · Oct ’25

$860,000

10414 WICKER PARK PLACE · same community

3 bd · 3 ba · 3,031 sqft · $284/sqft · 6 DOM

10105 BATCHELDER TERRACESold · Mar ’26

$750,000

10105 BATCHELDER TERRACE · same community

3 bd · 3 ba · 2,275 sqft · $330/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4514 STICKLEY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4514 STICKLEY COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4514 STICKLEY COURT FAQs

What would the monthly payment be for 4514 STICKLEY COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,459/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4514 STICKLEY COURT?+

The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4514 STICKLEY COURT?+

The most recent tax bill on record (2025) was $8,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4514 STICKLEY COURT?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $885,000, this home is listed about 124% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4514 STICKLEY COURT?+

Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$885,000 runs 140% above the PALMETTO 34221 median — but at 3,161 sqft it's also 64% larger than the typical Palmetto listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of MORGANDO REALTY SERVICES, LLC · Gina Morgando. MLS #A4702060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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