CENTURY 21 Edge
$3,400,0003 bd3.5 ba3,565 sqft$954 /sqft$21,936 /mo all-in ↓

4024 11TH STREET COURT W, PALMETTO, FL, 34221

Active37 days on marketListed Aug 14, 2026MLS #A4702596

WaterfrontPrivate poolSingle Family ResidenceTERRA-MANA HARBOR

About this home

4024 11TH STREET COURT W

Virtually Staged. Step onto your dock at sunrise and by mid-morning, your boat is running the open water of Tampa Bay or the Gulf beyond. Set along the Manatee River in the six-homesite enclave of Redfish Cove in Palmetto, Florida, this 2021 elevated Camlin custom-built luxury residence is an Anglo-Caribbean design by Tampa architect Don Cooper of Cooper Johnson Smith Architects. Sited on the largest built homesite in Redfish Cove, this property offers unobstructed water views and features a newly raised 2026 seawall and 2026 deeded private dock with surge-proof composite decking, equipped with water, electric, and a 14,000-pound boat lift for craft up to 40 feet with no fixed bridges out to Terra Ceia Bay, Tampa Bay, or the Gulf. Inside, 3,565 square feet unfolds across three bedrooms, three and a half baths, and a nearly 800-square-foot interior in-law suite with a full bath above the three-car garage in the rear of the property. Modern coastal design flows through impact-rated glass, abundant natural light, three HVAC systems, a tiled elevator, and a spacious great room anchored by a gas fireplace. The chef’s kitchen features a Monogram refrigerator and six-burner gas rangetop, farm sink, granite countertops, an oversized island, and custom cabinetry. The main floor offers effortless living, including a half bath with artisan mosaic tile and a primary suite featuring direct pool deck access and an ensuite bath with a freestanding soaking tub and quartz counters. Upstairs, the primary suite reveals vaulted ceilings, a custom walk-in closet, porcelain tile flooring, an electric fireplace, a wine refrigerator, and a spa-style bath with a river rock shower. An expansive, covered private balcony opens off the suite to take in sweeping Manatee River views and frequent coastal wildlife. Outside, an approximately 70-foot caged pool deck surrounds a 38-foot heated saltwater pool with a gas-heated spa, sun shelf, and outdoor dining. Complete structural peace of mind is provided by a whole-house generator powered by an underground 1,000-gallon propane tank, along with a 9-camera exterior security system. Redfish Cove sits steps from the Bradenton Yacht Club and moments from Snead Island and the 365-acre Emerson Point Preserve, providing miles of trails, kayak launches, and mangrove blueways. The white-sand Gulf beaches of Anna Maria Island and Longboat Key, downtown Bradenton, and St. Petersburg are all within easy reach, with SRQ and Tampa International airports just a short drive away.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,565

Sqft

0.28 ac

Lot size

3

Garage

2021

Year built

Two

Levels

$954

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Wall/Window Unit(s) · Zoned
HeatingCentral · Zoned

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Wood Frame
FoundationSlab · Stem Wall
ViewWater
FacesSouth
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Rear · Ground Level · Guest · Off Street · Oversized
ExteriorBalcony · Dog Run · French Doors · Irrigation System · Lighting · Other · Rain Gutters

Community & fees

HOA fee$300/mo
Taxes (2025)$22,261/yr
PetsCats OK, Dogs OK
CommunityFishing · River · Water Access · Waterfront · Deed Restrictions · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Propane · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$21,936 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property tax — 2025 actual bill$1,855
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $340,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $340,000
Interest rate6.00%
Loan term

Estimated payment

$21,936/mo

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property taxes (actual bill)$1,855
HOA / condo fee$300
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$954 vs $204

Days on market

37 vs 61 typical

Where $954/sqft sits among the 400 Palmetto actives

306
71
15
3
2
3 · this home
$118–258$258–397$397–536$536–675$675–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Terra-mana Harbor

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Terra-mana Harbor — neighborhood snapshot

Population

428

Median age

64

Median income

$60,478

Median home value

$266,728

Avg household

2

Households w/ children

28%

For the school run

Manatee County School District

ElementaryPalmetto Elementary School★★★★★
HighPalmetto High School★★★★★
MiddleLincoln Memorial Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

238 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 822% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $3,400,000 · 37 days on market since
2021Built · TERRA-MANA HARBOR

Reality check

What actually sold near 4024 11TH STREET COURT W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5915 RIVERVIEW BOULEVARDSold · Mar ’26

$1,020,000

5915 RIVERVIEW BOULEVARD

4 bd · 4 ba · 3,294 sqft · $310/sqft · 189 DOM

6012 SHORE ACRES DRIVESold · May ’26

$2,125,000

6012 SHORE ACRES DRIVE

3 bd · 3 ba · 4,025 sqft · $528/sqft · 288 DOM

1211 62ND STREET NWSold · Apr ’26

$2,175,000

1211 62ND STREET NW

4 bd · 3 ba · 4,294 sqft · $507/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4024 11TH STREET COURT W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4024 11TH STREET COURT W — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4024 11TH STREET COURT W FAQs

What would the monthly payment be for 4024 11TH STREET COURT W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,936/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4024 11TH STREET COURT W?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4024 11TH STREET COURT W?+

The most recent tax bill on record (2025) was $22,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4024 11TH STREET COURT W?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $3,400,000, this home is listed about 761% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4024 11TH STREET COURT W?+

Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DOUGLAS ELLIMAN · John Forberger. MLS #A4702596.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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