2625 TERRA CEIA BAY BOULEVARD UNIT 206, PALMETTO, FL, 34221
Active1 days on marketListed Aug 15, 2026MLS #A4702724
About this home
2625 TERRA CEIA BAY BOULEVARD UNIT 206
Move-in ready Florida retreat! This end-unit, 3BR/2BA condo in the sought-after Palms of Terra Ceia Bay offers light-filled interiors, updated light cabinetry, granite countertops, and NEW LVP flooring in the living room and bedrooms (2025). Enjoy peaceful morning coffee and birdwatching from your private balcony overlooking mangrove-lined waters and Terra Ceia Bay. Complete with assigned under-building parking and a storage unit right outside your door. **Estuaries 2 is in excellent financial and structural standing, with both the Milestone Report and SIRS Study on file.** Resort-style community amenities include a heated pool, 500' fishing pier, mangrove boardwalk, grilling areas, and a public clubhouse with a tiki bar. Optional golf, pickleball, tennis, and fitness memberships are also available on-site! Quick access to I-75, I-275, and Hwy 41 puts St. Pete, Sarasota, Tampa, and gulf beaches just minutes away. Schedule your private tour today and start living the Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,349
Sqft
1.61 ac
Lot size
1997
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,338 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,338/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.5%
$/sqft vs Palmetto actives
$199 vs $206
Days on market
1 vs 61 typical
Where $199/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
224 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2625 TERRA CEIA BAY BOULEVARD UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
2625 TERRA CEIA BAY BOULEVARD UNIT 501 · same community
3 bd · 2 ba · 1,349 sqft · $278/sqft · 96 DOM
Sold · Dec ’25$290,000
2625 TERRA CEIA BAY BOULEVARD UNIT 406 · same community
3 bd · 2 ba · 1,350 sqft · $215/sqft · 0 DOM
Sold · Feb ’26$239,000
2625 TERRA CEIA BAY BOULEVARD UNIT 504 · same community
2 bd · 2 ba · 1,227 sqft · $195/sqft · 354 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2625 TERRA CEIA BAY BOULEVARD UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2625 TERRA CEIA BAY BOULEVARD UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2625 TERRA CEIA BAY BOULEVARD UNIT 206 FAQs
What would the monthly payment be for 2625 TERRA CEIA BAY BOULEVARD UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,338/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2625 TERRA CEIA BAY BOULEVARD UNIT 206?+
The most recent tax bill on record (2025) was $5,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2625 TERRA CEIA BAY BOULEVARD UNIT 206?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $268,900, this home is listed about 32% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$268,900 is 32% below the Palmetto median of $394,999, and at $199/sqft it sits under the Palmetto average of $235.
02Park/Greenbelt & Trees/Woods & Water views
The park/greenbelt and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Palmetto market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Taren Myrick. MLS #A4702724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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