3850 MARINERS WALK UNIT 723, CORTEZ, FL, 34215
Active36 days on marketListed Aug 15, 2026MLS #A4703098
About this home
3850 MARINERS WALK UNIT 723
Live surrounded by water, boats, and the Old Florida lifestyle in this little slice of paradise with wonderful direct water views just a stone's throw away from Anna Maria Island in the quiet and gated Marina Cove community! This spacious and stunning totally newly remodeled two bed/two bath condo with large loft space which can be used as a third bedroom is light, bright and sleek. A spiral staircase leads up to the large loft space with plenty of room for a King sized bedroom set. The large living/dining area features a working fireplace, a dry bar and fridge, and opens up to an oversized lanai that looks out to the water from both the living area and the master bedroom. The lanai also features a storage closet and electric hurricane shutters that are so easy to use with the flick of a switch. The kitchen features stone counter tops, new stainless-steel appliances, eating space and plenty of cabinets and counter space. There is a nice waterfront view of the boats docked along the canal from the kitchen window. The bedrooms are a very generous size, have plenty of closet space and new ceiling fans. The master bedroom has two large closets, the guest bedroom has a walk-in closet. The community itself features Tennis Courts, Pool and Spa right on the canal, and wonderful walking paths with mature landscaping. Enjoy nearby Anna Maria Island and its beautiful Gulf Beaches or visit the Historical Cortez Fishing Village, one of the last working fishing villages left in the country. The village has great waterfront dining and an abundance of fresh-caught local fish in the seafood markets. You’ll be so close to dining and shopping on the island as well as on the mainland. This location is truly the best of both worlds and this condo is a great place for you to call home in this very well-maintained waterfront community. A boat slip directly ouside of the condo may be available for an additional monthly fee.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,942
Sqft
6.98 ac
Lot size
1986
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cortez actives
$3 vs $760
Days on market
36 vs 103 typical
Where $3/sqft sits among the 16 Cortez actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cortez
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cortez. See the full Cortez guide →
CORTEZ 34215 — neighborhood snapshot
Population
759
Median age
58.5
Median income
$76,364
Median home value
$722,200
Avg household
2.03
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cortez market
$1.3M → $1.9M
Cortez median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
3 of 16
Cortez actives have cut their price
Median sold price, Cortez, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CORTEZ 34215 median. See the full Cortez market guide →
Paper trail
This home's history
Reality check
What actually sold near 3850 MARINERS WALK UNIT 723
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$375,000
3808 118TH STREET W
3 bd · 2 ba · 1,972 sqft · $190/sqft · 134 DOM
Sold · Jul ’26$2,100,000
4210 SALTWATER PEARL WAY
4 bd · 3 ba · 1,803 sqft · $1,165/sqft · 1 DOM
Sold · Jun ’26$475,000
3620 118TH STREET W
2 bd · 2 ba · 1,802 sqft · $264/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3850 MARINERS WALK UNIT 723 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3850 MARINERS WALK UNIT 723 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3850 MARINERS WALK UNIT 723 FAQs
What would the monthly payment be for 3850 MARINERS WALK UNIT 723?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3850 MARINERS WALK UNIT 723?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cortez?+
At $5,200, this home is listed about 99% below the Cortez median of $1,000,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3850 MARINERS WALK UNIT 723?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CORTEZ 34215 market on paper
$5,200 is 99% below the CORTEZ 34215 median of $750,000, and at $3/sqft it sits under the Cortez average of $674.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $6,000, now $5,200 — a $800 cut. The full history is in the market section below.
Listing courtesy of JENNETTE PROPERTIES INC · Bridget Gennett. MLS #A4703098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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