3905 MARINERS WALK UNIT 826, CORTEZ, FL, 34215
Active3 days on marketListed Sep 17, 2026MLS #A4706462
About this home
3905 MARINERS WALK UNIT 826
Seasonal rental! Great 3BR/3BA condo with beautiful canal/boat views and your own 26 FT boat slip. It also offers 24 FT vaulted ceilings, fireplace, first floor master and a large screened lanai. The upscale, gated community of Mariner's Cove is located on a peninsula in the quaint fishing village of Cortez. Only one mile to beaches or restaurants and shopping. There are 2 heated pools, tennis/pickle ball courts, and picnic areas. Also a boardwalk along the marina for leisurely strolls. The condo has beautiful ceramic tile floors in the main living areas. It is an end unit with gorgeous views of the pool area from the front porch and offers two covered parking spaces and extra storage. The master opens to screened lanai with wonderful views. Available Feb. 1, 2027. Minimum lease is 3 months.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,664
Sqft
0 ac
Lot size
2001
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cortez actives
$2 vs $760
Days on market
3 vs 103 typical
Where $2/sqft sits among the 16 Cortez actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cortez
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cortez. See the full Cortez guide →
CORTEZ 34215 — neighborhood snapshot
Population
759
Median age
58.5
Median income
$76,364
Median home value
$722,200
Avg household
2.03
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cortez market
$1.3M → $1.9M
Cortez median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
3 of 16
Cortez actives have cut their price
Median sold price, Cortez, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CORTEZ 34215 median. See the full Cortez market guide →
Paper trail
This home's history
Reality check
What actually sold near 3905 MARINERS WALK UNIT 826
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,230,000
12334 BAYPOINTE TERRACE
3 bd · 3.5 ba · 2,639 sqft · $466/sqft · 79 DOM
Sold · Jun ’26$1,150,000
12313 BAYPOINTE TERRACE
3 bd · 3 ba · 2,535 sqft · $454/sqft · 133 DOM
Sold · Jun ’26$725,000
12518 HARBOUR LANDINGS DRIVE
3 bd · 2 ba · 2,361 sqft · $307/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3905 MARINERS WALK UNIT 826 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3905 MARINERS WALK UNIT 826 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3905 MARINERS WALK UNIT 826 FAQs
What would the monthly payment be for 3905 MARINERS WALK UNIT 826?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3905 MARINERS WALK UNIT 826?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cortez?+
At $4,500, this home is listed about 100% below the Cortez median of $1,000,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3905 MARINERS WALK UNIT 826?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CORTEZ 34215 market on paper
$4,500 is 99% below the CORTEZ 34215 median of $750,000, and at $2/sqft it sits under the Cortez average of $674.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Cortez market that averages 103 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DUNCAN REAL ESTATE, INC. · Paige Rogers. MLS #A4706462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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