CENTURY 21 Edge
$850,0003 bd3.5 ba3,150 sqft$270 /sqft$5,751 /mo all-in ↓

2002 8TH STREET W, PALMETTO, FL, 34221

Active23 days on marketListed Aug 28, 2026MLS #A4703953

WaterfrontPrivate poolSingle Family ResidenceRIVERSIDE PARK REP OF A POR

About this home

2002 8TH STREET W

A Rare Canal-Front Opportunity in Palmetto Waterfront properties with this much space, character, and potential are becoming increasingly difficult to find. Situated on an oversized corner lot in the heart of Palmetto, this expansive 3-bedroom, 3.5-bath home offers more than 3,150 square feet of living space, a three-car garage, private pool, and direct canal access leading to the Gulf and surrounding bays. The home offers a traditional layout with generously sized rooms and plenty of natural light. The kitchen features granite countertops and overlooks the canal, creating a beautiful backdrop for everyday living. Just beyond the kitchen, the spacious family room features a fireplace and plenty of room for family and guests. A formal living room and dining room provide additional entertaining space, while the first-floor full bathroom is especially convenient for guests and pool days. One of the home's standout features is the large enclosed sunroom, surrounded by windows and overlooking the pool and canal. Step outside onto the expansive deck and enjoy your morning coffee, dine outdoors, or simply relax beside the water. Upstairs, the home's generous layout continues with a versatile bonus room that could serve as a media room, office, playroom, or additional gathering space. The oversized primary suite includes a built-in workspace and a spacious private bathroom with dual vanities, soaking tub, and large walk-in shower. Two additional bedrooms offer plenty of closet space and built-in storage. Outside, the private pool and waterfront setting create the perfect Florida backdrop. The canal provides direct access into the Manatee River and the Gulf of Mexico, making this an excellent opportunity for those who enjoy boating, fishing, and life on the water. Located close to historic downtown Palmetto and within convenient reach of Bradenton, Sarasota, St. Petersburg, Tampa, and the Gulf beaches, this property offers the rare combination of a peaceful waterfront setting and easy access to everything the area has to offer. This is a home with tremendous potential and an opportunity to create something truly special on the water. Bring your vision, make it your own, and enjoy the Florida lifestyle from your own backyard.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,150

Sqft

0.39 ac

Lot size

3

Garage

1989

Year built

Two

Levels

$270

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab · Stem Wall
ViewPool · Water
FacesSouth
ExteriorIrrigation System · Lighting · Sidewalk · Storage

Community & fees

Taxes (2025)$8,227/yr
PetsYes
CommunityCanal Front · Fishing · Public Boat Ramp · Water Access · Waterfront · Dog Park · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,751 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$686
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,751/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$686
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$270 vs $204

Days on market

23 vs 61 typical

Where $270/sqft sits among the 400 Palmetto actives

85
150
74
45 · this home
15
31
$118–167$167–216$216–265$265–314$314–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverside Park Portico

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Riverside Park Portico — neighborhood snapshot

Population

406

Median age

41

Median income

$96,923

Median home value

$388,200

Avg household

3

Households w/ children

48%

For the school run

Manatee County School District

ElementaryPalmetto Elementary School★★★★★
HighPalmetto High School★★★★★
MiddleLincoln Memorial Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

238 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 130% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $850,000 · 23 days on market since
1989Built · RIVERSIDE PARK REP OF A POR

Reality check

What actually sold near 2002 8TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

516 7TH AVENUE W UNIT 1Sold · Nov ’25

$350,000

516 7TH AVENUE W UNIT 1

4 bd · 4 ba · 3,072 sqft · $114/sqft · 129 DOM

601 5TH STREET WSold · Nov ’25

$570,000

601 5TH STREET W

4 bd · 3 ba · 2,945 sqft · $194/sqft · 42 DOM

2711 1ST AVENUE WSold · Mar ’26

$710,000

2711 1ST AVENUE W

4 bd · 3 ba · 2,844 sqft · $250/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 2002 8TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2002 8TH STREET W — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2002 8TH STREET W FAQs

What would the monthly payment be for 2002 8TH STREET W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,751/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2002 8TH STREET W?+

The most recent tax bill on record (2025) was $8,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2002 8TH STREET W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $850,000, this home is listed about 115% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2002 8TH STREET W?+

Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TIM LESTER INTERNAT'L REALTY · Tim Lester. MLS #A4703953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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