3704 GARON AVENUE, RUSKIN, FL, 33570
Active26 days on marketListed Aug 27, 2026MLS #A4704104
About this home
3704 GARON AVENUE
Welcome to this spacious 3-bedroom, 2-bath home offering approximately 1,800 sq. ft. of living space on an oversized 0.43-acre corner lot with NO HOA or CDD! Inside, you’ll find an inviting layout with updated flooring throughout much of the home, multiple living and dining spaces, and a spacious family room featuring a wood-burning fireplace with built-in shelving. The large kitchen offers plenty of cabinet and counter space, stainless steel appliances, a center island, and breakfast bar. All three bedrooms feature walk-in closets, while the primary suite includes dual vanities, a garden tub, and separate shower. A large utility/laundry room provides additional storage and functionality. Outside, enjoy mature oak trees, a fenced backyard, and an oversized covered rear lanai perfect for relaxing or entertaining. The generous lot provides plenty of additional space for your boat, RV, recreational vehicles, or outdoor toys. With nearly half an acre, NO HOA or CDD, and plenty of room inside and out, this property offers a great opportunity to make it your own. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,800
Sqft
0.43 ac
Lot size
2001
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$155 vs $176
Days on market
26 vs 56 typical
Where $155/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
157 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 3704 GARON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$299,900
406 SERENITY MILL LOOP
4 bd · 2 ba · 1,835 sqft · $163/sqft · 129 DOM
Sold · May ’26$675,000
1706 SAFFOLD PARK DRIVE
3 bd · 2 ba · 1,737 sqft · $389/sqft · 79 DOM
Sold · Jun ’26$310,000
253 CASCADE BEND DRIVE
4 bd · 2.5 ba · 1,875 sqft · $165/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3704 GARON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3704 GARON AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3704 GARON AVENUE FAQs
What would the monthly payment be for 3704 GARON AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,120/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3704 GARON AVENUE?+
The most recent tax bill on record (2025) was $2,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3704 GARON AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $279,000, this home is listed about 20% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3704 GARON AVENUE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIDATA REAL ESTATE LLC · Jose Ramirez Hernandez. MLS #A4704104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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