CENTURY 21 Edge
$230,0002 bd2 ba1,541 sqft$149 /sqft$1,878 /mo all-in ↓

3531 70TH AVENUE E, ELLENTON, FL, 34222

Active23 days on marketListed Aug 28, 2026MLS #A4704295

Priced 8% below the ELLENTON 34222 medianManufactured HomeNORTH RIVER ESTATES

About this home

3531 70TH AVENUE E

BRING YOUR VISION AND MAKE THIS ONE SHINE! If you're looking for a solid home with plenty of space, a great floor plan and the opportunity to make it your own, take a closer look at this LAND-OWNED home in North River Estates. Built in 2015 and offering approximately 1,541 square feet of living space, this 2-bedroom, 2-bath home with an additional flex room already has the features that are difficult—and expensive—to add later. What it needs now is someone willing to roll up their sleeves, give it a good cleaning, add some fresh paint and bring back the shine! Step inside and you'll find tall ceilings, an open floor plan and plenty of windows providing natural light. The spacious kitchen offers wood cabinetry, granite countertops, a large island/breakfast bar and plenty of room for cooking and entertaining. The adjoining living and dining areas create a comfortable gathering space, while the additional flex room gives you options for a home office, hobby room, den or reading room. The generous primary suite includes a walk-in closet and a large private bath with dual sinks, granite countertops, a walk-in shower with built-in bench and a separate water closet. The second bedroom also features a walk-in closet, providing excellent storage for guests or everyday living. One of the home's standout features is the 26-foot screened lanai overlooking the conservation/greenbelt area. With no home immediately behind you, it's a wonderful place to enjoy your morning coffee, read a book, visit with friends or simply relax and enjoy the Florida weather. And here's one of the biggest advantages: YOU OWN THE LAND—NO LOT RENT! North River Estates is a 55+ community with an HOA of only $125 a month, including lawn maintenance. The community offers a clubhouse, fitness center, pool and an active neighborhood atmosphere, all conveniently located near shopping, restaurants, I-75 and easy access to Sarasota, St. Petersburg and Tampa. THIS HOME DOESN'T NEED TO BE REINVENTED—THE GOOD BONES ARE ALREADY HERE. Bring some elbow grease, fresh paint and your decorating ideas and turn this diamond in the rough into a home you'll be proud of. At $230,000, this is an opportunity for a buyer who can look beyond today's cosmetics and recognize the value and potential underneath. Come take a look, bring your imagination and see what this home can become!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,541

Sqft

0.12 ac

Lot size

2015

Year built

One

Levels

$149

Per sqft

Park/Greenbelt view55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Solid Surface Counters · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
ViewPark/Greenbelt
FacesSoutheast
ExteriorLighting · Rain Gutters

Community & fees

HOA fee$125/mo
Taxes (2025)$1,650/yr
PetsCats OK, Dogs OK, Number Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Propane · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,878 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$138
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$1,878/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$138
HOA / condo fee$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$101KedgeAI estimate $206,963 · range $105K$274K$285K

vs edgeAI estimate

+11.1%

$/sqft vs Ellenton actives

$149 vs $188

Days on market

23 vs 43 typical

Where $149/sqft sits among the 97 Ellenton actives

32 · this home
38
15
5
1
6
$116–165$165–214$214–263$263–312$312–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North River Estates

Drive times from this address

Downtown Tampa45 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

North River Estates — neighborhood snapshot

Population

403

Median age

77

Median income

$52,565

Median home value

$179,700

Avg household

2

For the school run

Manatee County School District

MiddleBuffalo Creek Middle School★★★★★
ElementaryBlackburn Elementary School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$305K$335K

Ellenton median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

51 of 97

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $230,000 · 23 days on market since
2015Built · NORTH RIVER ESTATES

Reality check

What actually sold near 3531 70TH AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3445 71ST AVENUE ESold · Feb ’26

$240,000

3445 71ST AVENUE E · same community

2 bd · 2 ba · 1,485 sqft · $162/sqft · 138 DOM

3607 70TH AVENUE ESold · Apr ’26

$275,000

3607 70TH AVENUE E · same community

2 bd · 2 ba · 1,434 sqft · $192/sqft · 317 DOM

3449 71ST AVENUE ESold · May ’26

$268,000

3449 71ST AVENUE E · same community

2 bd · 2 ba · 1,404 sqft · $191/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3531 70TH AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3531 70TH AVENUE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3531 70TH AVENUE E FAQs

What would the monthly payment be for 3531 70TH AVENUE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,878/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3531 70TH AVENUE E?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3531 70TH AVENUE E?+

The most recent tax bill on record (2025) was $1,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3531 70TH AVENUE E?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $230,000, this home is listed about 20% below the Ellenton median of $286,250. The market section on this page shows how the area is trending.

Which schools are assigned to 3531 70TH AVENUE E?+

Buffalo Creek Middle School (middle), Blackburn Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT KING REALTY · Scott Nivens. MLS #A4704295.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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