122 49TH COURT E, PALMETTO, FL, 34221
Active22 days on marketListed Aug 29, 2026MLS #A4704376
About this home
122 49TH COURT E
Imagine waking up every day to PEACEFUL, sun-drenched WATERFRONT VIEWS from one of the prettiest lots in your own slice of Florida paradise. Properties in the historic and exceptionally welcoming Palms of Manasota neighborhood rarely become available, making this beautifully designed 3-bed, 2-bath, 1-car garage standalone condo a truly unique find. Spanning 1,532 square feet of pure, low-maintenance comfort, the home sits in an idyllic setting with lush landscaping, mature oak trees and majestic palms, framing a close-knit, pet-friendly 55+ community filled with warmth and genuine active friendships. Inside, the home glows with natural light across seamless, easy-care tile flooring, leading you to an open-concept living space that flows effortlessly out toward your tranquil water vistas. The views get even better from the expansive screened-in lanai which is accessible through several sliding glass doors. The kitchen offers abundant space and can easily accommodate a large gathering. The split bedroom floor plan means two are on one side of the home while the third is on the other for increased privacy. Each bedroom has direct access to a bathroom for convenience. The front bedroom is currently used as an office and guest room and even has its own exterior access door to the front making it perfect for multigenerational living or a roommate setup. Ideally nestled between the vibrant cultural hubs of St. Petersburg and Sarasota, this dreamy retreat places you just minutes from world-class dining, 11 miles from Sarasota-Bradenton International Airport, and just over 4 miles from Manatee Memorial Hospital, beautifully blending easy living with a welcoming neighborhood spirit.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,532
Sqft
0.18 ac
Lot size
1
Garage
1998
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,527 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,527/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.5%
$/sqft vs Palmetto actives
$186 vs $204
Days on market
22 vs 61 typical
Where $186/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 49TH COURT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$290,000
219 39TH STREET E
3 bd · 3 ba · 1,519 sqft · $191/sqft · 3 DOM
Sold · Jul ’26$300,000
3503 5TH AVENUE W
3 bd · 2 ba · 1,476 sqft · $203/sqft · 54 DOM
Sold · Nov ’25$138,000
4708 4TH AVENUE E
3 bd · 1 ba · 1,464 sqft · $94/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 122 49TH COURT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 49TH COURT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
122 49TH COURT E FAQs
What would the monthly payment be for 122 49TH COURT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,527/mo — principal and interest, the actual property-tax bill, the $445/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 122 49TH COURT E?+
The association fee works out to $445 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 122 49TH COURT E?+
The most recent tax bill on record (2025) was $1,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 122 49TH COURT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $285,000, this home is listed about 28% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 122 49TH COURT E?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of POINT SOUTH REALTY PA · Kathy McKinnon. MLS #A4704376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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