2197 NITA TERRACE, NORTH PORT, FL, 34286
Active18 days on marketListed Sep 2, 2026MLS #A4704381
About this home
2197 NITA TERRACE
Come home to waterfront living done right in North Port — this 2,257-square-foot residence sits high on a raised stem-wall foundation, giving you both a backyard water view and the peace of mind of elevated, flood-zone-free ground. Step inside to an open floor plan that plays with volume in every room, from a 12'8" living and dining area rising to a dramatic 14' tray ceiling, to a 10'–11'4" family room and 10'–10'8" bedrooms. PGT impact windows and sliders, 8-foot interior doors, spray foam insulation, and 1-inch wall insulation support energy efficiency throughout, while tile flooring runs the length of the home. The kitchen features granite countertops and custom cabinetry, and the family room includes structured ceiling speakers wired to the entertainment center. A built-in electric fireplace, central vacuum system, and monitored security system round out the interior. Outside, the 785-square-foot screened patio is pre-plumbed for an outdoor kitchen and includes a dedicated 220V electrical outlet. The home also comes equipped with a whole-home reverse osmosis water treatment system, currently maintained under an active service plan, and a brand-new roof installed in 2024. There is no HOA and no CDD, and the property sits on land not designated as a flood zone. Location-wise, the home is close to Warm Mineral Springs and the newly developed Welland Park, near North Port's shopping and dining options, and roughly a 15-minute drive to the Gulf beaches, with area marinas and Myakka River State Park nearby for boating and outdoor recreation. Don't miss the opportunity to own this comfortable and charming home. *** The property does not have a swimming pool.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,257
Sqft
0.23 ac
Lot size
2
Garage
2017
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,504 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,504/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.2%
$/sqft vs PORT CHARLOTTE SUB 08
$288 vs $200
Days on market
18 vs 52 typical
Where $288/sqft sits among the 29 homes for sale in PORT CHARLOTTE SUB 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $302K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SUB 08 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2063% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2197 NITA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$374,400
2902 MINCEY TERRACE · same community
4 bd · 2 ba · 2,169 sqft · $173/sqft · 78 DOM
Sold · Dec ’25$360,000
2767 SAMOVAR TERRACE · same community
3 bd · 2 ba · 1,983 sqft · $182/sqft · 121 DOM
Sold · Mar ’26$355,000
2855 SAMOVAR TERRACE · same community
3 bd · 2 ba · 1,963 sqft · $181/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 2197 NITA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2197 NITA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2197 NITA TERRACE FAQs
What would the monthly payment be for 2197 NITA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,504/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2197 NITA TERRACE?+
The most recent tax bill on record (2025) was $7,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $649,000, this home is listed about 94% above the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2197 NITA TERRACE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRADEMARKO REALTY ADVISORS INC · Marek Sobolewski. MLS #A4704381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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