2197 NITA TERRACE, NORTH PORT, FL, 34286
Active66 days on marketListed Sep 2, 2026MLS #A4704381
About this home
2197 NITA TERRACE
Enjoy waterfront living in this CUSTOM-BUILT spacious 2,257-square-foot North Port home featuring peaceful backyard water views, a raised stem-wall foundation, no HOA, no CDD, and land not designated as a flood zone. Thoughtfully CUSTOM-BUILT with comfort, quality, and functionality in mind, the home offers an open floor plan enhanced by impressive high ceilings, including a dramatic 14-foot tray ceiling in the living and dining area. Additional features include 8-foot interior doors, tile flooring throughout, spray foam insulation, 1-inch wall insulation, and a brand-new roof installed in 2024. The kitchen features granite countertops and custom cabinetry, while the family room includes structured ceiling speakers wired to the entertainment center. Additional interior features include a built-in electric fireplace, central vacuum system, and monitored security system. Outdoor living is one of the home's standout features. The expansive 785-square-foot screened lanai overlooks the water and offers exceptional space for relaxing and entertaining. The lanai area is ideally set up for the addition of a future swimming pool, giving the next owner the opportunity to create a private waterfront pool retreat. The outdoor space is also pre-plumbed for an outdoor kitchen and includes a dedicated 220V electrical outlet. The home is also equipped with a whole-home reverse osmosis water treatment system, currently maintained under an active service plan. Conveniently located near Warm Mineral Springs, Welland Park, North Port shopping and dining, area marinas, Myakka River State Park, and Gulf Coast beaches, this custom-built waterfront home combines quality construction, generous indoor and outdoor living space, and desirable Florida lifestyle features. Standout features: Waterfront • Custom-Built Home • Water Views • No HOA • No CDD • Not in a Flood Zone • 2024 Roof • High Ceilings • 14-Foot Tray Ceiling • 785-Sq-Ft Screened Lanai • Future Pool Setup • Outdoor Kitchen Pre-Plumb • Whole-Home Reverse Osmosis • Granite Countertops • Custom Cabinetry • Spray Foam Insulation • Electric Fireplace • Central Vacuum. *** The property does not currently have a swimming pool.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,257
Sqft
0.23 ac
Lot size
2
Garage
2017
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,086 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,086/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70%
$/sqft vs PORT CHARLOTTE SUB 08
$288 vs $193
Days on market
66 vs 71 typical
Where $288/sqft sits among the 24 homes for sale in PORT CHARLOTTE SUB 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$315K → $312K
North Port median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
19 of 24
PORT CHARLOTTE SUB 08 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1867% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2197 NITA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
1281 NEBRASKA LANE · same community
4 bd · 2 ba · 2,192 sqft · $178/sqft · 86 DOM
Sold · Jul ’26$450,000
1420 FREEDOM LN · same community
4 bd · 2 ba · 2,401 sqft · $187/sqft · 0 DOM
Sold · Mar ’26$355,000
2855 SAMOVAR TERRACE · same community
3 bd · 2 ba · 1,963 sqft · $181/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2197 NITA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2197 NITA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2197 NITA TERRACE FAQs
What would the monthly payment be for 2197 NITA TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,086/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2197 NITA TERRACE?+
The most recent tax bill on record (2025) was $7,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $649,000, this home is listed about 94% above the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2197 NITA TERRACE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRADEMARKO REALTY ADVISORS INC · Marek Sobolewski. MLS #A4704381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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