CENTURY 21 Edge
$693,5003 bd3 ba2,275 sqft$305 /sqft$5,322 /mo all-in ↓

4532 CRESTPOINT WAY, PALMETTO, FL, 34221

Active10 days on marketListed Sep 10, 2026MLS #A4704501

Single Family ResidenceARTISAN LAKES ESPLANADE PH V SUBPH B & C

Come see it

Upcoming open house

Sun, Sep 20

1:00 PM – 3:00 PM

Broker

Esplanade at Artisan Lakes home with $90K+ in recent improvements, an outdoor kitchen, a whole-house generator, electric shades, hurricane protection & fenced yard. Come see it in person!

About this home

4532 CRESTPOINT WAY

SOME HOMES GIVE YOU A STARTING POINT. THIS ONE FEELS FINISHED. Welcome to 4532 Crestpoint Way, a beautifully curated Lazio in Artisan Lakes Esplanade, where upgrades are already in place, details have been carefully considered, and the result feels anything but ordinary. This is the kind of home that immediately answers the question, “What would we need to do after we move in?” Very little. Beautifully decorated and thoughtfully enhanced beyond the basics, the home pairs Lazio’s desirable layout with finishes and features chosen for both style and everyday living. A designer glass front door sets the tone, opening to an interior accented by tray ceilings, plantation shutters, pocket doors, automatic shades, and updated ceiling fans. The spaces feel polished, cohesive, and ready to enjoy from day one. The kitchen continues that same intention, pairing striking quartz countertops with an eye-catching backsplash that adds personality and a distinctive designer touch. The gourmet design is beautiful without feeling overdone and functional enough for everyday living. From there, the living space extends outdoors to a fully equipped outdoor kitchen with a refrigerator and generous storage—creating another true living and entertaining space, not simply a lanai. The primary suite continues the sense that this home has been taken a step further, highlighted by an expansive custom closet that goes far beyond standard builder storage. It is one of those improvements you may not realize you need until you see the difference it makes. And then there are the upgrades you may not notice at first—but will appreciate every day: Bahama hurricane screens around the home, automatic shutters, a whole-house natural gas generator, water softener, UV light on the A/C system, gutters, laundry room sink, backyard fencing, and sealed driveway pavers. Even the two-car tandem garage has epoxy flooring. These aren’t simply extras; they reflect the time, planning, and investment already made to create a home ready to enjoy from day one. Individually, these are desirable features. Together, they tell the story of owners who didn't stop at “good enough.” For the buyer who appreciates beautiful design but doesn’t want the projects, appointments, installations, and added expense that often come after closing, 4532 Crestpoint Way offers something increasingly valuable: the opportunity to simply move in and start living. Life at Artisan Lakes Esplanade adds another dimension to the experience. With two clubhouses, resort-style pools, a fitness center, pickleball courts, and a full calendar of social gatherings, there’s an effortless sense of connection, recreation, and relaxation woven into everyday life. Here, the amenities aren’t simply something you have access to—they become part of how you live. And the location works just as hard as the lifestyle. I-75 and I-275 are only minutes away, providing exceptional access throughout the region, with shopping, dining, and everyday conveniences close at hand. Continued growth surrounding Esplanade at Artisan Lakes—including the planned BayCare hospital anticipated in 2028 and new medical facilities opening in September 2026—adds another layer of convenience to this already well-positioned community. 4532 Crestpoint Way gives you the finished home, Esplanade at Artisan Lakes gives you the lifestyle, and the location keeps everything within easy reach. Beautifully finished, thoughtfully upgraded, and anything but ordinary.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,275

Sqft

0.16 ac

Lot size

2

Garage

2023

Year built

One

Levels

$305

Per sqft

Park/Greenbelt viewNegotiable

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Other
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesNorth
ParkingGarage Door Opener · Golf Cart Parking · Ground Level · Tandem
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$520/mo
Taxes (2025)$7,681/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,322 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,742
PMI (est., until 20% equity)$260
Property tax — 2025 actual bill$640
HOA fee — from the listing$520
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,350
Interest rate6.00%
Loan term

Estimated payment

$5,322/mo

Principal & interest$3,742
PMI (est., until 20% equity)$260
Property taxes (actual bill)$640
HOA / condo fee$520
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $694K
$519KedgeAI estimate $586,066 · range $541K$608K$721K

vs edgeAI estimate

+18.3%

$/sqft vs ARTISAN LAKES ESPLANADE PH V SUBPH B & C

$305 vs $267

Days on market

10 vs 61 typical

Where $305/sqft sits among the 6 homes for sale in ARTISAN LAKES ESPLANADE PH V SUBPH B & C

4
0
0
0 · this home
1
1
$254–269$269–284$284–298$298–313$313–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★
ElementaryJames Tillman Elementary Magnet School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

5 of 6

ARTISAN LAKES ESPLANADE PH V SUBPH B & C have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $693,500 · 10 days on market since
2023Built · ARTISAN LAKES ESPLANADE PH V SUBPH B & C

Reality check

What actually sold near 4532 CRESTPOINT WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4547 CRESTPOINT WAYSold · Apr ’26

$600,000

4547 CRESTPOINT WAY · same community

3 bd · 3.5 ba · 2,111 sqft · $284/sqft · 47 DOM

4531 CRESTPOINT WAYSold · Feb ’26

$538,000

4531 CRESTPOINT WAY · same community

3 bd · 2 ba · 1,886 sqft · $285/sqft · 21 DOM

11104 DEVONBRIDGE DRIVESold · Jun ’26

$455,000

11104 DEVONBRIDGE DRIVE · same community

3 bd · 2.5 ba · 1,831 sqft · $248/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4532 CRESTPOINT WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4532 CRESTPOINT WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4532 CRESTPOINT WAY FAQs

What would the monthly payment be for 4532 CRESTPOINT WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,322/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4532 CRESTPOINT WAY?+

The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4532 CRESTPOINT WAY?+

The most recent tax bill on record (2025) was $7,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4532 CRESTPOINT WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $693,500, this home is listed about 76% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4532 CRESTPOINT WAY?+

Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$693,500 runs 88% above the PALMETTO 34221 median — but at 2,275 sqft it's also 18% larger than the typical Palmetto listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of MORGANDO REALTY SERVICES, LLC · Gina Morgando. MLS #A4704501.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palmetto homes, in your inbox

Like 4532 CRESTPOINT WAY but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Shawn to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 6:12 PM UTC. The listing information on this page last changed on September 20, 2026 at 6:12 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 6:12 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 6:12 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.