3420 CROSSWATER DRIVE, NORTH FORT MYERS, FL, 33917
Active17 days on marketListed Sep 3, 2026MLS #A4705096
About this home
3420 CROSSWATER DRIVE
NEW PRICE - previous home inspection and windmit available. Some homes have a view but this one gets a little greedy... with two sparkling lakes, championship golf course views, and your own private pool to enjoy them all from. From the moment you arrive, the home's beautiful curb appeal, freshly painted front door, and screened front entry set the stage for what's inside. Thoughtful updates are found throughout, including upgraded faucets and cabinet hardware in both bathrooms, along with subtle designer-inspired enhancements that create a warm, inviting atmosphere where every room feels like home. Beyond the beautiful finishes, you'll appreciate the investment in comfort and peace of mind with a new pool heater and chiller, new water heater, newer A/C, newer pool screens, a garage skeeter beater screen, and both manual and electric storm shutters. Whether you're sipping your morning coffee as the sun rises over the lakes or cooling off in your private pool after a round of golf, this home delivers the ultimate Florida lifestyle... water, golf, and your own backyard retreat. One last thing... DON'T SKIP THE HOME TOUR VIDEO. Pictures can only capture so much. It's one thing to read about two lakes, golf course views, and a private pool. It's another to experience how they all come together. This is one home that's absolutely worth the watch.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.12 ac
Lot size
2
Garage
2007
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,472 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,472/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.9%
$/sqft vs North Fort Myers actives
$239 vs $178
Days on market
17 vs 65 typical
Where $239/sqft sits among the 59 North Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Magnolia Landing
Get to know North Fort Myers. See the full North Fort Myers guide →
Magnolia Landing — neighborhood snapshot
Population
1,345
Median age
69
Median income
$81,500
Median home value
$334,306
Avg household
2
Households w/ children
9%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Fort Myers market
$203K → $285K
North Fort Myers median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
27 of 59
North Fort Myers actives have cut their price
Median sold price, North Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the NORTH FORT MYERS 33917 median. See the full North Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 CROSSWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
3373 MAGNOLIA LANDING LANE
3 bd · 2 ba · 1,805 sqft · $235/sqft · 12 DOM
Sold · Apr ’26$405,000
3845 CROSSWATER DRIVE
4 bd · 2 ba · 2,032 sqft · $199/sqft · 34 DOM
Sold · Mar ’26$550,000
3385 VIA MONTANA WAY
3 bd · 2.5 ba · 2,037 sqft · $270/sqft · 216 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 CROSSWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 CROSSWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3420 CROSSWATER DRIVE FAQs
What would the monthly payment be for 3420 CROSSWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,472/mo — principal and interest, the actual property-tax bill, the $278/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3420 CROSSWATER DRIVE?+
The association fee works out to $278 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3420 CROSSWATER DRIVE?+
The most recent tax bill on record (2025) was $4,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3420 CROSSWATER DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Fort Myers?+
At $417,500, this home is listed about 40% above the North Fort Myers median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3420 CROSSWATER DRIVE?+
Island Coast High School (high), J. Colin English Elementary School (elementary), Diplomat Middle School (middle), Bayshore School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$417,500 runs 55% above the NORTH FORT MYERS 33917 median — but at 1,750 sqft it's also 16% larger than the typical North Fort Myers listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Island Coast High School, J. Colin English Elementary School, Diplomat Middle School, Bayshore School, North Fort Myers High School, Caloosa Middle School, Mariner High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIERE PLUS REALTY COMPANY · Kevin O'Reilly. MLS #A4705096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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