CENTURY 21 Edge
$419,9003 bd3 ba2,415 sqft$174 /sqft$3,191 /mo all-in ↓

3689 LIBERTY SQUARE, FORT MYERS, FL, 33908

Active15 days on marketListed Sep 5, 2026MLS #A4705178

Private poolSingle Family ResidenceHERITAGE FARMS 1ST ADD

About this home

3689 LIBERTY SQUARE

Virtually Staged. Welcome to a rare slice of Fort Myers where space, privacy and possibility come together! Tucked behind a private gated entrance in desirable Heritage Farms, this 3-bedroom + den, 3-bath home sits on nearly a full acre and offers approximately 2,415 sq. ft. of comfortable living space. Step outside to your own private Florida retreat complete with an in-ground pool, mature landscaping, wooded views, fenced areas and room to spread out. Inside, a fireplace adds warmth and character, while the versatile den is perfect for a home office, guest space or hobby room. Bring the boat, RV, tools and toys—there’s room for them here, plus an additional outbuilding ideal for storage, a workshop or future possibilities. Zoned AG-2 with horses permitted, this property delivers a hard-to-find combination of country-style freedom and everyday convenience. Concrete block construction, an attached 2-car garage with a guest house ready for your finishing touches adds to function and flexibility. Whether you’re dreaming of a private retreat, hobby property or simply more room to live your way, this is living without the cookie-cutter feel!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,415

Sqft

0.97 ac

Lot size

2

Garage

1972

Year built

One

Levels

$174

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringTile
AppliancesNone
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationConcrete Perimeter
ViewTrees/Woods
FacesSouth
ParkingBoat · Covered · Driveway · Garage Door Opener
ExteriorNone · Storage

Community & fees

HOA fee$50/mo
Taxes (2025)$3,877/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Private
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,191 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$323
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,697
Interest rate6.00%
Loan term

Estimated payment

$3,191/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$323
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$174 vs $207

Days on market

15 vs 41 typical

Where $174/sqft sits among the 130 Fort Myers actives

51 · this home
44
22
3
1
9
$124–189$189–254$254–320$320–385$385–450$450+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Farms

Get to know Fort Myers. See the full Fort Myers guide →

Heritage Farms — neighborhood snapshot

Population

469

Median age

56

Median income

$121,094

Median home value

$564,500

Avg household

2

Households w/ children

33%

For the school run

Lee County School District

MiddleLexington Middle School★★★★★
HighCypress Lake High School★★★★★
ElementaryHeights Elementary School★★★★★
MiddleCypress Lake Middle School★★★★
ElementaryRayma C. Page Elementary School★★★★
HighSouth Fort Myers High School★★★★
ElementaryVillas Elementary School★★★★★
ElementaryTanglewood Elementary School★★★★★
ElementarySan Carlos Park Elementary School★★★★
MiddleThree Oaks Middle School★★★★
ElementaryThree Oaks Elementary School★★★★
HighFort Myers High School★★★★★
HighEstero High School★★★★★
HighDunbar High School★★★★
ElementaryPinewoods Elementary School★★★★
ElementarySpring Creek Elementary School★★★★★
HighBonita Springs High School★★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
ElementaryBonita Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$325K$317K

Fort Myers median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

62 of 130

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the FORT MYERS 33908 median. See the full Fort Myers market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $419,900 · 15 days on market since
1972Built · HERITAGE FARMS 1ST ADD

Reality check

What actually sold near 3689 LIBERTY SQUARE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11968 AVALON PRESERVE BOULEVARDSold · Oct ’25

$510,000

11968 AVALON PRESERVE BOULEVARD

4 bd · 3 ba · 2,761 sqft · $185/sqft · 207 DOM

14186 GROSSE POINT LANESold · Feb ’26

$400,000

14186 GROSSE POINT LANE

3 bd · 2 ba · 2,017 sqft · $198/sqft · 62 DOM

15111 CORTONA WAYSold · Jul ’26

$505,000

15111 CORTONA WAY

3 bd · 3.5 ba · 2,948 sqft · $171/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 3689 LIBERTY SQUARE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3689 LIBERTY SQUARE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3689 LIBERTY SQUARE FAQs

What would the monthly payment be for 3689 LIBERTY SQUARE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,191/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3689 LIBERTY SQUARE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3689 LIBERTY SQUARE?+

The most recent tax bill on record (2025) was $3,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3689 LIBERTY SQUARE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $419,900, this home is listed about 20% above the Fort Myers median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3689 LIBERTY SQUARE?+

Lexington Middle School (middle), Cypress Lake High School (high), Heights Elementary School (elementary), Cypress Lake Middle School (middle), Rayma C. Page Elementary School (elementary), South Fort Myers High School (high), Villas Elementary School (elementary), Tanglewood Elementary School (elementary), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary), Fort Myers High School (high), Estero High School (high), Dunbar High School (high), Pinewoods Elementary School (elementary), Spring Creek Elementary School (elementary), Bonita Springs High School (high), Bonita Springs Middle Center For The Arts (middle), Bonita Springs Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$419,900 runs 15% above the FORT MYERS 33908 median — but at 2,415 sqft it's also 47% larger than the typical Fort Myers listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lexington Middle School, Cypress Lake High School, Heights Elementary School, Cypress Lake Middle School, Rayma C. Page Elementary School, South Fort Myers High School, Villas Elementary School, Tanglewood Elementary School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School, Fort Myers High School, Estero High School, Dunbar High School, Pinewoods Elementary School, Spring Creek Elementary School, Bonita Springs High School, Bonita Springs Middle Center For The Arts, Bonita Springs Elementary School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX PROFERE · Cory Rudnitski. MLS #A4705178.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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