8518 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active9 days on marketListed Sep 11, 2026MLS #A4705531
About this home
8518 SAINT KITTS CIRCLE
BIG SPACE, BEAUTIFUL PRESERVE VIEWS, AND EXCEPTIONAL VALUE—JUST $439,900 FOR A 2024-BUILT HOME WITH 2,244 SQUARE FEET AND A THREE-CAR GARAGE, COMMUNITY POOL, FITNESS, PICKLEBALL! Discover room to spread out and space to entertain at 8518 Saint Kitts Circle in Coco Bay. This beautifully finished home pairs an inviting open layout with impact windows and peaceful preserve views, offering modern comfort at an attractive price. Generous living areas make hosting friends and family easy, while the three-car garage provides ample room for vehicles, storage, and your Florida lifestyle essentials. Enjoy a beautiful community with a pool, fitness center, and pickleball court, plus convenient access to shopping and dining. Nearby Englewood Beach on Manasota Key makes beach days an easy addition to your routine, and Wellen Park offers even more dining, shopping, and entertainment within reach. Spacious living, modern construction, and a beautiful preserve setting—all for $439,900. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,239
Sqft
0.2 ac
Lot size
3
Garage
2024
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Englewood actives
$196 vs $236
Days on market
9 vs 71 typical
Where $196/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $353K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
171 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 340% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8518 SAINT KITTS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$520,000
8566 SAINT KITTS CIRCLE · same community
4 bd · 2 ba · 2,239 sqft · $232/sqft · 86 DOM
Sold · Feb ’26$350,000
8844 COCO BAY BOULEVARD · same community
4 bd · 3 ba · 2,032 sqft · $172/sqft · 12 DOM
Sold · May ’26$530,000
8885 COCO BAY BOULEVARD · same community
3 bd · 3 ba · 2,459 sqft · $216/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8518 SAINT KITTS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8518 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8518 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8518 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,938/mo — principal and interest, the actual property-tax bill, the $312/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8518 SAINT KITTS CIRCLE?+
The association fee works out to $312 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8518 SAINT KITTS CIRCLE?+
The most recent tax bill on record (2025) was $8,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8518 SAINT KITTS CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $439,900, this home is listed about 22% above the Englewood median of $359,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8518 SAINT KITTS CIRCLE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,900 runs 340% above the ENGLEWOOD 34224 median — but at 2,239 sqft it's also 51% larger than the typical Englewood listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · David Griffin. MLS #A4705531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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