8608 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active116 days on marketListed Apr 16, 2026MLS #N6143913
About this home
8608 SAINT KITTS CIRCLE
Welcome to this exceptional 3-bedroom plus den, 3 full bath single-family residence offering a rare combination of tranquil lake views and private preserve scenery. The serene setting, combined with the gentle movement of water and surrounding natural beauty, creates a peaceful retreat that's truly unmatched. A standout feature of this home is its rare, professionally landscaped lanai, beautifully designed in a Caribbean-inspired style. Complete with soothing water features, this outdoor retreat offers a truly resort-like setting-perfect for relaxing, entertaining, or enjoying peaceful privacy. The open floor plan and continuous tile flooring throughout the entire home create a seamless flow from room to room, enhancing both durability and modern style. Peace of mind comes with excellent elevation in an X flood zone, impact-resistant windows and sliders, and all the structural features required for coastal Florida living. The spacious chef's kitchen is a true highlight, offering quartz countertops, shaker-style cabinetry, and upgraded stainless-steel appliances-perfect for both everyday living and entertaining. The primary suite serves as a serene retreat with dual walk-in closets, dual sinks, a spacious tiled shower, and abundant natural light. Enjoy the added lifestyle benefit of catch-and-release fishing right from your backyard lake. Low HOA fees include landscape maintenance, grounds care, and internet service, making ownership simple and stress-free. Community amenities feature an impressive amenity center, resort-style swimming pool, fitness center, pickleball courts, and a playground, offering something for everyone.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,201
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
$/sqft vs Englewood actives
$198 vs $240
Days on market
116 vs 68 typical
Where $198/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
178 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 384% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8608 SAINT KITTS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$520,000
8566 SAINT KITTS CIRCLE · same community
4 bd · 2 ba · 2,239 sqft · $232/sqft · 86 DOM
Sold · Aug ’25$400,000
8589 SAINT KITTS CIRCLE · same community
4 bd · 2 ba · 2,244 sqft · $178/sqft · 79 DOM
Sold · Aug ’25$363,000
8488 SAINT KITTS CIRCLE · same community
4 bd · 2 ba · 2,244 sqft · $162/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8608 SAINT KITTS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8608 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8608 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8608 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,777/mo — principal and interest, the actual property-tax bill, the $303/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8608 SAINT KITTS CIRCLE?+
The association fee works out to $303 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8608 SAINT KITTS CIRCLE?+
The most recent tax bill on record (2025) was $6,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8608 SAINT KITTS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $435,000, this home is listed about 21% above the Englewood median of $359,450. The market section on this page shows how the area is trending.
Which schools are assigned to 8608 SAINT KITTS CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$435,000 runs 384% above the ENGLEWOOD 34224 median — but at 2,201 sqft it's also 49% larger than the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $459,900, now $435,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Olga Griskeniene. MLS #N6143913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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