10446 ATENIA STREET, PORT CHARLOTTE, FL, 33981
Active9 days on marketListed Sep 11, 2026MLS #A4705873
About this home
10446 ATENIA STREET
Under Construction–Near Completion! This brand-new 2026 waterfront residence is in the final stages of construction. Located on an approximately 10,000 sq ft lot, this newly built home offers sailboat-access water frontage with no fixed bridges to open water. The property features a private wooden dock and approximately 3,670 total sq ft, including 2,250 sq ft under air. The interior includes 3 bedrooms, a den/office, 3 full bathrooms, and a powder room. The open floor plan features 14-foot ceilings in the main living areas, tile flooring throughout the living spaces, waterproof laminate flooring in the bedrooms, and custom walk-in closets. The kitchen is appointed with plywood cabinetry, quartz countertops, and stainless steel appliances. A full-size washer and dryer are included. Construction features include CBS construction, a stem wall foundation, reinforced concrete slab, and impact-rated windows and exterior doors. Outdoor amenities include a screened lanai, heated saltwater pool, and outdoor kitchen. The oversized 3-car garage includes an EV charging station, generator hookup, and RV connection. The property has an optional HOA with an annual fee of approximately $120. Buyers and buyers' agents are encouraged to verify all measurements, specifications, rental requirements, restrictions, and HOA information. Schedule your private showing today. A promising area that is developing very quickly, which contributes to rising real estate prices. Direct access to the canal provides excellent fishing or boating opportunities. Within a fifteen-minute drive of South Gulf Bay, you'll find six Gulf Coast beaches in Manasota Key and Boca Grande; five golf courses; as well as excellent shopping and dining options. Coral Creek Airport 7 min (3.6 miles) Charlotte Harbor Boat Storage 4 min (1.9 miles) Publix Super Market at Gulf Cove 10 min (6.3 miles) Vineland Elementary School 14 min (7.0 miles)L.A. Ainger Middle School 15 min (7.7 miles) Genesis Christian Academy 14 min (8.7 miles) Lemon Bay High School 22 min (11.6 miles) Sunseeker Resort Charlotte Harbor 35 min (21.3 miles)
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,257
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$420
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,817 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,817/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.6%
$/sqft vs Port Charlotte actives
$420 vs $211
Days on market
9 vs 59 typical
Where $420/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
223 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10446 ATENIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$950,000
14299 MONTMARTE AVENUE · same community
4 bd · 3.5 ba · 2,257 sqft · $421/sqft · 33 DOM
Sold · Sep ’26$925,000
10438 ATENIA STREET
4 bd · 4 ba · 2,257 sqft · $410/sqft · 0 DOM
Sold · Mar ’26$250,000
14119 CHAMBERSBURG AVENUE
4 bd · 2 ba · 2,256 sqft · $111/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10446 ATENIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10446 ATENIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10446 ATENIA STREET FAQs
What would the monthly payment be for 10446 ATENIA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,817/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10446 ATENIA STREET?+
The most recent tax bill on record (2025) was $2,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10446 ATENIA STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $949,000, this home is listed about 188% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of GELFAND REALTY, INC. · Boris Gelfand. MLS #A4705873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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