130 RIVIERA DUNES WAY UNIT 703, PALMETTO, FL, 34221
Active54 days on marketListed Sep 14, 2026MLS #A4706022
About this home
130 RIVIERA DUNES WAY UNIT 703
Experience elevated waterfront living at Riviera Dunes, where sweeping views of the Manatee River and marina provide a stunning backdrop to this spacious seventh-floor residence. Ideally positioned just before the Hernando DeSoto Bridge, this two-bedroom, two-bath condominium offers 1,978 square feet of air-conditioned living space and an east-facing balcony overlooking the water and marina. The thoughtfully designed floor plan features tile flooring throughout the main living areas, carpeting in the bedrooms, and a kitchen appointed with wood cabinetry and modern Whirlpool appliances. A separate laundry room and generous storage add everyday convenience. The spacious primary suite offers two walk-in closets and an en-suite bath with a soaking tub and separate shower. Enjoy the lifestyle of this gated waterfront community, where resort-style amenities include three swimming pools, a beach club with a cabana available for daily rental, poolside service, a newly equipped fitness center, coffee café, pickleball courts, bocce ball and cornhole. Additional amenities include a billiards room, private theater, conference room, workshop, expansive turf lawn and two reserved parking spaces. For waterfront dining close to home, Riviera Dunes Dockside Social Bar and Grill is located within the community. Convenience meets coastal living with downtown Bradenton just minutes away and easy access to I-75 and I-275, connecting Sarasota, St. Petersburg and Tampa. Sarasota Bradenton International Airport, St. Pete-Clearwater International Airport and Tampa International Airport are all within convenient reach. Whether enjoying the morning sun over the marina, dining along the waterfront or taking advantage of the community's exceptional amenities, this residence offers an inviting opportunity to experience the Riviera Dunes lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,978
Sqft
0 ac
Lot size
2
Garage
2007
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,556 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,556/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs Palmetto actives
$344 vs $200
Days on market
54 vs 73 typical
Where $344/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 RIVIERA DUNES WAY UNIT 703
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$495,000
130 RIVIERA DUNES WAY UNIT 304 · same community
2 bd · 2 ba · 1,978 sqft · $250/sqft · 73 DOM
Sold · Jun ’26$630,000
130 RIVIERA DUNES WAY UNIT 403 · same community
2 bd · 2 ba · 1,978 sqft · $319/sqft · 0 DOM
Sold · Dec ’25$376,000
130 RIVIERA DUNES WAY UNIT 306 · same community
2 bd · 2 ba · 1,847 sqft · $204/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 130 RIVIERA DUNES WAY UNIT 703 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 RIVIERA DUNES WAY UNIT 703 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
130 RIVIERA DUNES WAY UNIT 703 FAQs
What would the monthly payment be for 130 RIVIERA DUNES WAY UNIT 703?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,556/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 130 RIVIERA DUNES WAY UNIT 703?+
The most recent tax bill on record (2025) was $10,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 RIVIERA DUNES WAY UNIT 703?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $680,000, this home is listed about 71% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 130 RIVIERA DUNES WAY UNIT 703?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Sharon Meier. MLS #A4706022.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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