130 RIVIERA DUNES WAY UNIT 703, PALMETTO, FL, 34221
Active6 days on marketListed Sep 14, 2026MLS #A4706022
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Sun, Sep 20
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About this home
130 RIVIERA DUNES WAY UNIT 703
Positioned along the Manatee River just before the Hernando DeSoto Bridge, this seventh-floor residence captures unobstructed water and marina views from an elevated waterfront setting. Offering 1,978 square feet of air-conditioned living space, the residence features two bedrooms, two baths, and an east-facing balcony overlooking the river and marina. Inside, tile flooring flows throughout the main living and kitchen areas, with carpeting in the bedrooms. The kitchen features wood cabinetry and modern Whirlpool appliances, while a dedicated laundry room adds everyday convenience. Generous storage is found throughout, with walk-in closets in every room. The spacious primary suite features dual walk-in closets and a well-appointed bath with separate soaking tub and shower. The gated waterfront community offers an impressive collection of resort-style amenities, including three pools, a beach club and cabana available for daily rental, poolside service, fitness center with new equipment, coffee café, pickleball courts, bocce ball and cornhole. Residents also enjoy a billiards room, conference room, theater, workshop, turf lawn and two reserved parking spaces. Riviera Dunes Dockside Social Bar and Grill offers the added convenience of waterfront dining within the community. Ideally just minutes from downtown Bradenton, the residence provides convenient access to Interstate 75 and Interstate 275, connecting you to Sarasota, St. Petersburg and Tampa. Sarasota Bradenton International Airport, St. Pete-Clearwater International Airport and Tampa.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,978
Sqft
0 ac
Lot size
2
Garage
2007
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,946 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,946/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.2%
$/sqft vs Palmetto actives
$344 vs $204
Days on market
6 vs 61 typical
Where $344/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 RIVIERA DUNES WAY UNIT 703
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$495,000
130 RIVIERA DUNES WAY UNIT 304 · same community
2 bd · 2 ba · 1,978 sqft · $250/sqft · 73 DOM
Sold · Jun ’26$630,000
130 RIVIERA DUNES WAY UNIT 403 · same community
2 bd · 2 ba · 1,978 sqft · $319/sqft · 0 DOM
Sold · Dec ’25$376,000
130 RIVIERA DUNES WAY UNIT 306 · same community
2 bd · 2 ba · 1,847 sqft · $204/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 130 RIVIERA DUNES WAY UNIT 703 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 RIVIERA DUNES WAY UNIT 703 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
130 RIVIERA DUNES WAY UNIT 703 FAQs
What would the monthly payment be for 130 RIVIERA DUNES WAY UNIT 703?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,946/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 130 RIVIERA DUNES WAY UNIT 703?+
The most recent tax bill on record (2025) was $10,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 RIVIERA DUNES WAY UNIT 703?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $680,000, this home is listed about 72% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 130 RIVIERA DUNES WAY UNIT 703?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$680,000 runs 84% above the PALMETTO 34221 median.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Palmetto market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Sharon Meier. MLS #A4706022.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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