7116 FERN GARDEN COURT, SUN CITY CENTER, FL, 33573
Active38 days on marketListed Sep 30, 2026MLS #A4707097
About this home
7116 FERN GARDEN COURT
NOT A 55+ COMMUNITY! OPEN TO ALL AGES! ENERGY-EFFICIENT HOME WITH SOLAR! The home features a Sunnova solar system with a 25-year system warranty, including covered repairs and replacement of defective components and workmanship. Solar lease is assumable by a qualified buyer; buyer to verify terms and eligibility. There is an ease to Florida living here—sunlit rooms, unhurried afternoons, and a home that welcomes both quiet mornings and lively gatherings. Nestled in Cypress Mills, this move-in-ready residence offers an upstairs loft and an addition office, aside from three upstairs bedrooms, along with a bonus downstairs office/den for work, reading, or a quieter sitting room. Inside, the open-concept layout flows with calm continuity, inviting conversation from kitchen to living areas. Thoughtful updates and careful upkeep make the transition seamless. Solar panels add a practical luxury of their own, harnessing Florida’s abundant sunshine to help lower energy costs, ease the monthly budget, and bring a more sustainable rhythm to everyday living. A fully fenced backyard offers a private outdoor retreat for year-round enjoyment. Residents of Cypress Mills enjoy a clubhouse, resort-style pool with splash pad, fitness center, tennis and basketball courts, walking trails, a dog park, and playgrounds. Shopping and groceries are minutes away, with easy access to I-75, US-41, and US-301 across the Tampa Bay area. Comfort, style, and low-maintenance living—without sacrificing a sense of place.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,949
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,781 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,781/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.6%
$/sqft vs CYPRESS MILL PH 3
$129 vs $160
Days on market
38 vs 54 typical
Where $129/sqft sits among the 12 homes for sale in CYPRESS MILL PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 12
CYPRESS MILL PH 3 have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 7116 FERN GARDEN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$325,000
15423 MILLER CREEK DRIVE · same community
4 bd · 2 ba · 1,935 sqft · $168/sqft · 14 DOM
Sold · Jan ’26$719,000
5013 SEA BRANCH AVENUE
4 bd · 3 ba · 3,003 sqft · $239/sqft · 224 DOM
Sold · Apr ’26$822,280
5012 SEA BRANCH AVENUE
4 bd · 3 ba · 3,003 sqft · $274/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7116 FERN GARDEN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7116 FERN GARDEN COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7116 FERN GARDEN COURT FAQs
What would the monthly payment be for 7116 FERN GARDEN COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,781/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7116 FERN GARDEN COURT?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7116 FERN GARDEN COURT?+
The most recent tax bill on record (2025) was $9,971. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7116 FERN GARDEN COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $380,000, this home is listed about 49% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Barry Brodsky. MLS #A4707097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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