CENTURY 21 Edge
$1,700$1,7502 bd2.5 ba1,120 sqft$2 /sqft≈$172 /mo all-in ↓

11842 STONESMITH CROSSING, PALMETTO, FL, 34221

Active16 days on marketListed Sep 24, 2026MLS #A4707281

✦ Priced 100% below the PALMETTO 34221 median✦ Reduced $50TownhouseEDGESTONE AT ARTISAN LAKES

About this home

11842 STONESMITH CROSSING

Annual rental located in the highly sought-after Edgestone at Artisan Lakes community! This inviting two-bedroom, 2.5-bath townhome offers modern comfort, a spacious floor plan, and a great location. The well-appointed kitchen features abundant cabinet space and flows seamlessly into the dining and great room areas, creating an open and comfortable living space. Step outside to the screened-in lanai, the perfect place to relax and unwind after a long day. A convenient half bath is also located on the main level. Upstairs, you'll find two generously sized bedrooms, each featuring its own private bathroom and walk-in closet, providing plenty of privacy and storage. The laundry area is conveniently located upstairs near both bedrooms. Although the townhome does not include a garage, there is ample storage space throughout the home. Residents of Edgestone at Artisan Lakes can enjoy the beautifully maintained community swimming pool, perfect for relaxing and enjoying the Florida lifestyle. Trash is included in the monthly rental rate. Tenants are responsible for water and electricity. A Resident Benefits Package is added for an additional $35 per month. Pet-friendly with an approved pet application, applicable pet fee, and monthly pet rent of $25. Conveniently located approximately 2.5 miles from I-75 with easy access to shopping, dining, airports, hospitals, and Florida's beautiful Gulf Coast beaches. Available for immediate move-in. Schedule your private showing today and come see everything this wonderful townhome and community have to offer!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,120

Sqft

0.03 ac

Lot size

2023

Year built

Two

Levels

$2

Per sqft

Pets allowed

Inside

AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsDogs OK, Yes
CommunityPool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $60Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $60
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$2 vs $202

Days on market

16 vs 80 typical

Where $2/sqft sits among the 400 Palmetto actives

0 · this home
19
166
137
40
38
$2–67$67–133$133–198$198–264$264–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa≈ 44 min
Tampa Int’l Airport (TPA)≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

MiddleLincoln Memorial Middle School★★★★★
HighPalmetto High School★★★★★
ElementaryJames Tillman Elementary Magnet School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$359K → $372K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

241 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,700 ▼ $50
Sep 24, 2026Listed at $1,750 · 16 days on market since
2023Built · EDGESTONE AT ARTISAN LAKES

Reality check

What actually sold near 11842 STONESMITH CROSSING

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6361 FAIRMONT LANESold · Sep ’26

$212,000

6361 FAIRMONT LANE

2 bd · 2.5 ba · 1,235 sqft · $172/sqft · 12 DOM

6126 FAIRMONT LANESold · Aug ’26

$219,000

6126 FAIRMONT LANE

2 bd · 2.5 ba · 1,297 sqft · $169/sqft · 49 DOM

10912 44TH AVENUE ESold · Jul ’26

$335,990

10912 44TH AVENUE E

3 bd · 2 ba · 1,328 sqft · $253/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 11842 STONESMITH CROSSING — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11842 STONESMITH CROSSING — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11842 STONESMITH CROSSING FAQs

What would the monthly payment be for 11842 STONESMITH CROSSING?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 11842 STONESMITH CROSSING?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $1,700, this home is listed about 100% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.

Which schools are assigned to 11842 STONESMITH CROSSING?+

Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GULF COAST REALTY & MANAGEMENT · Laurie Rastovski. MLS #A4707281.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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