CENTURY 21 Edge
$699,0003 bd2 ba1,631 sqft$429 /sqft≈$4,476 /mo all-in ↓

8643 46TH AVENUE CIRCLE W, BRADENTON, FL, 34210

Active3 days on marketListed Oct 7, 2026MLS #A4707375

Private poolSingle Family ResidenceHERONS WATCH

About this home

8643 46TH AVENUE CIRCLE W

Find Your Florida Dream Home in Herons Watch Welcome to this immaculate three-bedroom, two-bath pool home in the intimate Herons Watch community. With just 30 homes, this West Bradenton neighborhood offers a tucked-away residential setting close to shopping, dining and only 3 miles to the beautiful Gulf beaches of Anna Maria Island. Inside, an open floor plan and high ceilings create a bright, spacious feel. The kitchen features granite countertops, stainless steel appliances, a breakfast bar and cabinet doors and drawers professionally replaced in 2025. A split-bedroom layout offers added privacy, while the spacious main suite includes a walk-in closet. An inside utility room and two-car garage add everyday convenience. Recent improvements include a new air conditioner, hot water tank, pool filter and pool lights, along with crown molding and regrouting throughout the flooring. Additionally, the entire house was professionally repainted inside and out in 2025.The home also features hurricane-grade high impact windows, a three-year-old roof and an in-home security system. Step outside to relax in the heated American Beauty pool and spa, equipped with a Pentair system. The screened lanai, low-maintenance pool area and lush landscaping—including new palm trees—creating a completely private pool area setting. This a convenient location for visiting IMG families. This must-see West Bradenton home is just minutes to many shops and restaurants. Flood Zone X500 — also called “shaded Zone X” — is FEMA’s designation for the 0.2% annual-chance (500-year) floodplain, a moderate-hazard area between the 100-year and minimal-risk zones. This community has never had any damage from any hurricane.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,631

Sqft

0.19 ac

Lot size

2

Garage

2004

Year built

One

Levels

$429

Per sqft

Private poolPool viewTurnkeyPets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingBaseboard · Central
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesEast
ParkingCurb Parking · Driveway
ExteriorGarden · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$3,386/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,476 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$282
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,476/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$282
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$527KedgeAI estimate $610,089 · range $549K–$671K$727K

vs edgeAI estimate

+14.6%

$/sqft vs Bradenton actives

$429 vs $244

Days on market

3 vs 76 typical

Where $429/sqft sits among the 400 Bradenton actives

100
81
98
50
33
38 · this home
$121–178$178–235$235–292$292–349$349–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron's Watch

Drive times from this address

Downtown Tampa≈ 65 min
Tampa Int’l Airport (TPA)≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heron's Watch — neighborhood snapshot

Population

385

Median age

50

Median income

$80,903

Median home value

$398,200

Avg household

3

Households w/ children

24%

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

248 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 233% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $699,000 · 3 days on market since
2004Built · HERONS WATCH

Reality check

What actually sold near 8643 46TH AVENUE CIRCLE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8702 54TH AVENUE WSold · Feb ’26

$435,000

8702 54TH AVENUE W

2 bd · 2 ba · 1,561 sqft · $279/sqft · 21 DOM

8734 54TH AVENUE W UNIT 8734Sold · Sep ’26

$240,000

8734 54TH AVENUE W UNIT 8734

2 bd · 2 ba · 1,561 sqft · $154/sqft · 171 DOM

4723 GARDNER STREETSold · May ’26

$470,000

4723 GARDNER STREET

2 bd · 2 ba · 1,561 sqft · $301/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8643 46TH AVENUE CIRCLE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8643 46TH AVENUE CIRCLE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8643 46TH AVENUE CIRCLE W FAQs

What would the monthly payment be for 8643 46TH AVENUE CIRCLE W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,476/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8643 46TH AVENUE CIRCLE W?+

The most recent tax bill on record (2025) was $3,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8643 46TH AVENUE CIRCLE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $699,000, this home is listed about 79% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8643 46TH AVENUE CIRCLE W?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,000 runs 233% above the BRADENTON 34210 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Bradenton market that averages 76 — if it fits, move quickly.

Listing courtesy of BEACH HOUSE REAL ESTATE LLC · Michael Bartone. MLS #A4707375.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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