CENTURY 21 Edge
$659,5003 bd2 ba2,406 sqft$274 /sqft≈$5,123 /mo all-in ↓

1020 CREEK NINE DRIVE, NORTH PORT, FL, 34291

Active42 days on marketListed Sep 26, 2026MLS #A4707456

Private poolSingle Family ResidenceHERON CREEK

About this home

1020 CREEK NINE DRIVE

This is the Heron Creek home you don’t have to remodel. Extensively redesigned and beautifully updated, this Estate Series home offers more than 2,400 sq. ft. under air, a heated pool and spa, expanded lanai, 3-car garage and an open view across Creek #8 while still providing privacy. The renovation went well beyond finishes—the floor plan itself was reworked to create a more open, comfortable home. Engineered wood flooring runs through the main living areas, complemented by solid-core Shaker doors, updated trim and custom closet systems. At the center of the home is a completely redesigned kitchen with a large island, striking natural-stone countertops, Shaker cabinetry, dry bar, stainless appliances, natural-gas cooking and two pantries. It opens to the great room and dining area, while large sliding glass doors bring in abundant natural light and extend the living space outdoors. The former fourth bedroom and formal living room were combined to create an impressive 14' x 24' activity room, currently enjoyed as a billiards room but equally suited for a home office, fitness room, media space or additional guest accommodations. The split-bedroom layout provides privacy for guests, while the primary suite features tray ceilings, motorized window treatments, two walk-in closets with custom built-ins and a completely rebuilt ensuite bath. The guest bath was also renovated from the studs with quality tile and fixtures. Florida living is where this home really delivers. The lanai was substantially expanded and finished with non-slip travertine surrounding the heated pool and spa. Panoramic screening preserves a golf-course view while the greenbelt offeres privacy. The expensive work has already been addressed: new roof, 25KW Generac whole-house generator, wind-rated garage doors, 2022 HVAC and water heater, and 2024 pool heater. The home’s plumbing has been rerouted from beneath the concrete slab through the attic, providing easy access for future maintenance or repairs. The 3-car garage is wired for EV charging and offers ample cabinetry and workshop space in addition to vehicle parking. A list of upgrades and improvements is attached. Located in Flood Zone X. Heron Creek Golf & Country Club is one of North Port’s established gated golf communities, offering 27 holes of Arthur Hills-designed championship golf, clubhouse dining, fitness center, tennis, resort-style pool and spa, and an active social calendar. Membership is required and several tiers are available. HOA services include lawn care, trimming, mulching, irrigation, cable, high-speed internet and gated entry. No CDD. The location makes everyday life easy, too. Heron Creek is convenient to both US-41 and I-75, with shopping, dining and medical services nearby. Downtown Wellen, CoolToday Park, Costco and the growing Wellen Park area are within easy reach, while Gulf beaches, Venice and Punta Gorda make for easy day trips. For those who prefer trails to tee times, nearby Myakkahatchee Creek Environmental Park offers another side of Southwest Florida living. Beautifully renovated, thoughtfully redesigned and exceptionally well equipped—1020 Creek Nine offers the benefits of an established Heron Creek home without a renovation list. Furniture package available separately.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,406

Sqft

0.23 ac

Lot size

3

Garage

2005

Year built

One

Levels

$274

Per sqft

Private poolGolf Course viewNegotiable

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Golf Cart Parking · Off Street
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$408/mo
Taxes (2025)$1,895/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,123 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,150
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$158
HOA fee — from the listing$408
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,950Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,950
Interest rate7.50%
Loan term

Estimated payment

$5,123/mo

Principal & interest$4,150
PMI (est., until 20% equity)$247
Property taxes (actual bill)$158
HOA / condo fee$408
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$454KedgeAI estimate $525,220 · range $473K–$578K$686K

vs edgeAI estimate

+25.6%

$/sqft vs HERON CREEK

$274 vs $234

Days on market

42 vs 71 typical

Where $274/sqft sits among the 23 homes for sale in HERON CREEK

4
7
0
6
3
3 · this home
$184–201$201–217$217–234$234–250$250–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Creek

Get to know North Port. See the full North Port guide →

Heron Creek — neighborhood snapshot

Population

1,949

Median age

63

Median income

$108,936

Median home value

$317,839

Avg household

2

Households w/ children

196

For the school run

Sarasota County School District

HighNorth Port High School★★★★★
MiddleHeron Creek Middle School★★★★★
ElementaryLamarque Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$315K → $312K

North Port median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

9 of 23

HERON CREEK have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2767% above the NORTH PORT 34291 median. See the full North Port market guide →

Paper trail

This home's history

Sep 26, 2026Listed at $659,500 · 42 days on market since
2005Built · HERON CREEK

Reality check

What actually sold near 1020 CREEK NINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5266 PINE SHADOW LANESold · Jun ’26

$640,000

5266 PINE SHADOW LANE · same community

3 bd · 3 ba · 2,470 sqft · $259/sqft · 125 DOM

5112 WHITE IBIS DRIVESold · Apr ’26

$520,000

5112 WHITE IBIS DRIVE · same community

3 bd · 2 ba · 2,291 sqft · $227/sqft · 315 DOM

5158 GRAND PALMETTO WAYSold · Oct ’26

$540,000

5158 GRAND PALMETTO WAY · same community

3 bd · 2.5 ba · 2,542 sqft · $212/sqft · 400 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1020 CREEK NINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1020 CREEK NINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1020 CREEK NINE DRIVE FAQs

What would the monthly payment be for 1020 CREEK NINE DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,123/mo — principal and interest, the actual property-tax bill, the $408/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1020 CREEK NINE DRIVE?+

The association fee works out to $408 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1020 CREEK NINE DRIVE?+

The most recent tax bill on record (2025) was $1,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1020 CREEK NINE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $659,500, this home is listed about 97% above the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1020 CREEK NINE DRIVE?+

North Port High School (high), Heron Creek Middle School (middle), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EPIQUE REALTY INC. · Mary Jo Lobrutto. MLS #A4707456.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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