298 BAHAMA DRIVE, PALMETTO, FL, 34221
Pending7 days on marketListed Oct 3, 2026MLS #A4707482
About this home
298 BAHAMA DRIVE
Canal and pond views, fresh updates, and easy Florida living await in this fully furnished, turnkey Palm Harbor–built manufactured home in Palmetto's sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Set on a unique angled corner lot, this elevated home offers water views from both sides: a peaceful pond out front and a scenic canal out back, where you can watch manatees and dolphins glide by. Inside, a bright open-concept layout connects the living, dining, and kitchen areas, filled with natural light and perfect for entertaining or relaxing. The kitchen was updated in 2022 with beautiful shaker cabinetry, marble countertops, a large island with seating, and a tile backsplash, and a new HVAC system was installed in 2026 for added peace of mind. The split-bedroom floor plan places the primary suite, with its own private bath and walk-in shower, apart from two additional bedrooms and a full guest bath, ideal for visiting guests, a home office, or a hobby room. Step out to the covered back porch to enjoy morning coffee or evening sunsets overlooking the canal or take in the birdlife at the pond across the street. An extra-tall carport provides covered parking, and a shed beside it offers plenty of storage. Offered fully furnished and move-in ready, this home lets you skip the hassle and start enjoying the Florida lifestyle from day one. Take the virtual tour and schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
0.12 ac
Lot size
2014
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,459 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,459/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.9%
$/sqft vs TROPIC ISLES CO-OP
$210 vs $135
Days on market
7 vs 80 typical
Where $210/sqft sits among the 6 homes for sale in TROPIC ISLES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 6
TROPIC ISLES CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 298 BAHAMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$225,000
51 EDESSA DRIVE · same community
2 bd · 2 ba · 1,200 sqft · $188/sqft · 350 DOM
Sold · Feb ’26$405,000
214 BIMINI DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $352/sqft · 334 DOM
Sold · Mar ’26$400,000
322 TERRA CEIA DRIVE · same community
2 bd · 2 ba · 1,248 sqft · $321/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 298 BAHAMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 298 BAHAMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
298 BAHAMA DRIVE FAQs
What would the monthly payment be for 298 BAHAMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,459/mo — principal and interest, the actual property-tax bill, the $347/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 298 BAHAMA DRIVE?+
The association fee works out to $347 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 298 BAHAMA DRIVE?+
The most recent tax bill on record (2025) was $4,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 298 BAHAMA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $250,000, this home is listed about 37% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 298 BAHAMA DRIVE?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$250,000 is 33% below the PALMETTO 34221 median of $374,870, and at $210/sqft it sits under the Palmetto average of $227.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Palmetto market that averages 80 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Carmen Garcia Urgelles. MLS #A4707482.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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