13225 WATERLEAF GARDEN CIRCLE, RIVERVIEW, FL, 33579
Active Under Contract8 days on marketListed Oct 16, 2026MLS #A4707634
About this home
13225 WATERLEAF GARDEN CIRCLE
Under contract-accepting backup offers. Welcome to 13225 Waterleaf Garden Circle, a beautifully upgraded 2020 DR Horton Laurel model offering modern style, thoughtful improvements, and flexible living space within the gated Waterleaf community. This 3-bedroom, 2-bath home spans 1,844 square feet and features an open-concept layout designed for both everyday comfort and entertaining. Inside, high ceilings, fresh neutral paint, and a custom stone feature wall create an inviting first impression in the spacious great room. The designer kitchen blends function and style with granite countertops, a wood-finish island, custom range hood, stone backsplash, pantry storage, microwave station, and newer stainless-steel appliances, including the stove and refrigerator. The private owner’s suite is a relaxing retreat with custom wood tray ceilings, wood flooring, a generous walk-in closet, and an ensuite bath featuring dual vanities with new faucets, soaking tub, upgraded rain shower head, and designer accent wall. Secondary bedrooms include brand-new carpet and upgraded ceiling fans. Enjoy year-round outdoor living on the extended custom-colored concrete lanai with blinds, complete with full screen enclosure and custom blinds for added privacy and shade. Additional upgrades include a smart-home system with ADT security panel, cameras, and video doorbell; high-impact windows; aluminum hurricane shutters; plumbed for water softener; new garbage disposal; timed irrigation; and annually maintained HVAC. Waterleaf offers lawn care, cable, internet, and WiFi through the HOA, along with a resort-style pool, clubhouse, fitness stations, dog park, and scenic walking trails. Conveniently located near shopping, dining, schools, and major commuter routes, this move-in-ready home delivers a polished, low-maintenance Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,064
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,691 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs Riverview actives
$175 vs $182
Days on market
8 vs 59 typical
Where $175/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $362K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
228 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 13225 WATERLEAF GARDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$390,000
11925 CROSS VINE DRIVE · same community
4 bd · 2 ba · 2,046 sqft · $191/sqft · 20 DOM
Sold · Jun ’26$365,000
11934 CROSS VINE DRIVE · same community
4 bd · 2 ba · 2,046 sqft · $178/sqft · 13 DOM
Sold · Oct ’26$420,000
13301 WATERLEAF GARDEN CIRCLE · same community
3 bd · 2 ba · 1,812 sqft · $232/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13225 WATERLEAF GARDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13225 WATERLEAF GARDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13225 WATERLEAF GARDEN CIRCLE FAQs
What would the monthly payment be for 13225 WATERLEAF GARDEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,691/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13225 WATERLEAF GARDEN CIRCLE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13225 WATERLEAF GARDEN CIRCLE?+
The most recent tax bill on record (2025) was $9,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13225 WATERLEAF GARDEN CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $362,000, this home is listed about 4% below the Riverview median of $375,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13225 WATERLEAF GARDEN CIRCLE?+
Summerfield Crossings Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Tyler Hahne. MLS #A4707634.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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