CENTURY 21 Edge
$499,000$530,0003 bd3.5 ba2,441 sqft$204 /sqft≈$4,297 /mo all-in ↓

17204 BONNIE AVENUE, PORT CHARLOTTE, FL, 33954

Active36 days on marketListed Oct 2, 2026MLS #A4707721

✦ Reduced $31KSingle Family ResidencePORT CHARLOTTE SEC 022

About this home

17204 BONNIE AVENUE

INCOME PROPERTY, 3 RENTAL UNITS!!! A modern custom-built income-producing property, built in 2023, in fast-growing Port Charlotte, Florida. Offering approximately 2,441 sq. ft. of living space and 2,993 sq. ft. total area, this unique property features three units, all currently tenant-occupied—providing the opportunity for rental income immediately after closing. The property is thoughtfully designed for multigenerational living, extended family, or investment use, with each unit offering its own private entrance, kitchen, bathroom, and dedicated laundry area with washer and dryer. MAIN UNIT The spacious main residence features: 2 Bedrooms, 2 Bathrooms, Large modern kitchen, Spacious dining area, Open-concept living area, Screened lanai, Dedicated laundry room with washer & dryer. Independent entrance. TWO ADDITIONAL UNITS Each additional unit features: 1 Bedroom, 1 Bathroom, Private kitchen, Living space, Dedicated laundry area with washer & dryer, Independent private entrance. With tenants currently occupying all three units, this property offers an attractive opportunity for an investor seeking an established rental property or an owner looking to combine personal living space with income-producing units. The home showcases a luxury modern design with an open floor plan, high ceilings, high interior doors, large sliding doors, hurricane-impact windows and doors that provide abundant natural light. The kitchens feature generous countertop space, high-quality cabinetry, modern range hoods, and functional layouts designed for comfortable everyday living. An oversized driveway and 2-car garage provide additional parking and convenience for residents. Additional highlights include CITY WATER, NO HOA, NO CDD, and NO FLOOD Zone. Ideally located in rapidly growing North Port, Florida, this property is convenient to Warm Mineral Springs, Costco, Wellen Park, shopping, restaurants, medical facilities, and beautiful Gulf Coast beaches. Whether you're searching for an income-producing investment, multigenerational property, or a home with separate private living spaces, this distinctive 2023 custom-built property offers flexibility, modern design, and income potential in one exceptional package. Three independent units. Three private entrances. Existing tenants. Income potential from day one. Schedule your private showing and discover this unique North Port investment opportunity!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,441

Sqft

0.23 ac

Lot size

2

Garage

2023

Year built

One

Levels

$204

Per sqft

NegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryIn Kitchen · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,886/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,297 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,426
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$491
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate7.50%
Loan term

Estimated payment

$4,297/mo

Principal & interest$3,426
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$491
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$391KedgeAI estimate $425,105 · range $407K–$468K$519K

vs edgeAI estimate

+17.4%

$/sqft vs Port Charlotte actives

$204 vs $203

Days on market

36 vs 55 typical

Where $204/sqft sits among the 400 Port Charlotte actives

124
143 · this home
55
32
21
25
$134–180$180–226$226–273$273–319$319–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33954 — neighborhood snapshot

Population

11,193

Median age

51.7

Median income

$78,288

Median home value

$332,600

Avg household

2.33

Households w/ children

1,024

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$290K → $290K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

160 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1896% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 ▼ $31K
Oct 2, 2026Listed at $530,000 · 36 days on market since
2023Built · PORT CHARLOTTE SEC 022

Reality check

What actually sold near 17204 BONNIE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

403 BARGER DRIVESold · Sep ’26

$462,500

403 BARGER DRIVE · same community

4 bd · 2 ba · 2,276 sqft · $203/sqft · 42 DOM

17080 KELLOG AVENUESold · Mar ’26

$360,000

17080 KELLOG AVENUE · same community

3 bd · 2 ba · 2,256 sqft · $160/sqft · 432 DOM

17172 RUSSELL AVENUESold · Apr ’26

$324,700

17172 RUSSELL AVENUE · same community

4 bd · 2 ba · 2,052 sqft · $158/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 17204 BONNIE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17204 BONNIE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17204 BONNIE AVENUE FAQs

What would the monthly payment be for 17204 BONNIE AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17204 BONNIE AVENUE?+

The most recent tax bill on record (2025) was $5,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17204 BONNIE AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $499,000, this home is listed about 52% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.

Which schools are assigned to 17204 BONNIE AVENUE?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY ONE GROUP MVP · Victoria Shilenko. MLS #A4707721.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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