2117 LAKE WATERS PLACE, LUTZ, FL, 33558
Active7 days on marketListed Oct 5, 2026MLS #A4707790
About this home
2117 LAKE WATERS PLACE
FORMER BUILDERS MODEL!!! Welcome to this beautifully appointed 4-bedroom, 3-bathroom 2 car garage townhome offering 2,098 square feet of living space in the desirable Long Lake Ranch community. Built in 2016 as the community's former builder model, this Craftsman-style home was thoughtfully appointed with premium finishes, custom touches, and carefully selected upgrades that continue to distinguish it from standard homes in the neighborhood. It features an open floor plan with wood-look porcelain tile, crown molding, decorative wall accents, and an upgraded kitchen complete with stainless steel appliances, gray granite countertops, and 42-inch painted cabinetry. The spacious primary suite provides a relaxing retreat with decorative accent walls and a spa-inspired ensuite bathroom featuring painted cabinetry, a glass-enclosed walk-in shower, and a separate garden tub. With four bedrooms, three full bathrooms, and a two-car attached garage, this home is thoughtfully designed to accommodate a variety of lifestyles, offering ample space for family living, guest accommodations, remote work, or hobbies. A beautiful lake view adds to the home's appeal, creating a peaceful and picturesque backdrop that can be enjoyed from many of the living areas and contributes to a serene atmosphere for everyday living. Enjoy the lifestyle that Long Lake Ranch has to offer, with resort-style amenities including two community pools, tennis and pickleball courts, basketball, playgrounds, a dog park, walking trails, and access to the community lake and boat dock. Conveniently located in Lutz near the Veterans Expressway with quick access to downtown Tampa, shopping, dining, and highly sought-after area schools, this townhome combines comfortable Florida living with an amenity-rich community setting. Do not miss this opportunity! Make this your Home by 12/31/2026 and you can take advantage of the potential increased Homestead Exemption being voted on in November.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,098
Sqft
0.1 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Lutz actives
$198 vs $240
Days on market
7 vs 66 typical
Where $198/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2117 LAKE WATERS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$326,000
2064 LAKE WATERS PL · same community
3 bd · 2.5 ba · 1,703 sqft · $191/sqft · 30 DOM
Sold · Sep ’26$465,000
19720 MORDEN BLUSH DRIVE
3 bd · 2 ba · 2,106 sqft · $221/sqft · 72 DOM
Sold · Jan ’26$535,000
19296 LEONARD ROAD
3 bd · 2 ba · 2,115 sqft · $253/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2117 LAKE WATERS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2117 LAKE WATERS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2117 LAKE WATERS PLACE FAQs
What would the monthly payment be for 2117 LAKE WATERS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,665/mo — principal and interest, the actual property-tax bill, the $328/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2117 LAKE WATERS PLACE?+
The association fee works out to $328 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2117 LAKE WATERS PLACE?+
The most recent tax bill on record (2025) was $6,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2117 LAKE WATERS PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $415,000, this home is listed about 14% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2117 LAKE WATERS PLACE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Fresh on the market
Only 7 days on market in a Lutz market that averages 66 — if it fits, move quickly.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · David Garofalo. MLS #A4707790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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