3940 MOSSY LIMB COURT, PALMETTO, FL, 34221
Active4 days on marketListed Oct 6, 2026MLS #A4707819
About this home
3940 MOSSY LIMB COURT
Virtually Staged. Welcome to 3940 Mossy Limb Court, a beautifully maintained 3-bedroom, 2-bath home offering 1,844 square feet of thoughtfully designed living space in the gated section of Willow Walk. From the moment you step inside, the open-concept layout feels bright and spacious, with an easy flow between the living, dining and kitchen areas. At the heart of the home, the kitchen features granite countertops, stainless steel appliances, abundant cabinetry and a large center island with plenty of space for seating and entertaining. The split-bedroom layout provides added privacy, with a spacious primary suite separated from the secondary bedrooms. Step outside to the screened lanai and fenced backyard overlooking the pond and conservation area beyond—a peaceful backdrop with no immediate rear neighbor and plenty of room to enjoy the Florida outdoors. A 2-car garage completes the home, while Willow Walk offers community amenities including a pool and playground. Conveniently located near I-75 and US-301, with easy access to shopping, dining and the surrounding Bradenton, Sarasota and Tampa Bay areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,844
Sqft
0.14 ac
Lot size
2020
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,201/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.7%
$/sqft vs Palmetto actives
$202 vs $202
Days on market
4 vs 79 typical
Where $202/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willow Walk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Willow Walk — neighborhood snapshot
Population
2,409
Median age
39
Median income
$88,346
Median home value
$269,861
Avg household
4
Households w/ children
319
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
240 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3940 MOSSY LIMB COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
3742 MOSSY LIMB COURT · same community
3 bd · 2 ba · 1,844 sqft · $179/sqft · 25 DOM
Sold · Mar ’26$330,000
5803 32ND STREET E
3 bd · 2 ba · 1,829 sqft · $180/sqft · 89 DOM
Sold · Jun ’26$433,200
5811 30TH COURT E
3 bd · 2.5 ba · 1,887 sqft · $230/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3940 MOSSY LIMB COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3940 MOSSY LIMB COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3940 MOSSY LIMB COURT FAQs
What would the monthly payment be for 3940 MOSSY LIMB COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,201/mo — principal and interest, the actual property-tax bill, the $168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3940 MOSSY LIMB COURT?+
The association fee works out to $168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3940 MOSSY LIMB COURT?+
The most recent tax bill on record (2025) was $6,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3940 MOSSY LIMB COURT?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $372,900, this home is listed about 6% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3940 MOSSY LIMB COURT?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Jennifer McNeary Murphy. MLS #A4707819.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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