
2607 GULF CITY ROAD, RUSKIN, FL, 33570
Active4 days on marketListed Oct 8, 2026MLS #A4708092
About this home
2607 GULF CITY ROAD
AMAZING RIVER-ADJACENT RUSKIN DEVELOPMENT OPPORTUNITY! Bring your boat; we’ve got the plans, and build your Florida dream home! NO HOA, NO HOA FEES, NO CDD FEES, AND NO DEED RESTRICTIONS! Located in Ruskin’s established Manatee Harbor area near the LITTLE MANATEE RIVER, this approximately 0.28-ACRE BUILDABLE HOMESITE offers the kind of freedom becoming increasingly difficult to find along Florida’s Gulf Coast. Whether you envision a custom primary residence, seasonal retreat, or simply a place where your boat, fishing gear, and outdoor lifestyle are welcome, this property provides the opportunity to create something entirely your own. For the boating and fishing enthusiast, the lifestyle begins with DEEDED ACCESS TO A PRIVATE NEIGHBORHOOD BOAT RAMP, providing convenient access to the Little Manatee River and surrounding Tampa Bay waterways. Skip the crowded public launches, keep the boat close to home, and spend more time fishing, boating, kayaking, exploring the river, or simply enjoying another day on the water. And this is more than simply vacant land. A PERMITTED POTABLE WATER WELL HAS ALREADY BEEN INSTALLED AND IS CURRENTLY CAPPED, providing a valuable head start toward future development. The seller is also including previously prepared home plans, while the site plan illustrates a proposed residence along with well, septic, and drainfield placement—giving the next owner a tangible starting point to bring their vision to life. The property offers paved road frontage, mature trees, an established residential setting, and a largely cleared area for planning your future homesite, with electrical service available in the area. What truly separates this opportunity is FREEDOM. No master-planned community dictating what your home must look like. No HOA dues. No CDD assessment. Instead, create a property reflecting the way YOU want to live, subject to applicable county building and zoning requirements. Then there is the location. Buyers searching for VACANT LAND FOR SALE IN RUSKIN, FLORIDA, a BUILDABLE LOT NEAR THE LITTLE MANATEE RIVER, or property with NO HOA AND PRIVATE BOAT-RAMP ACCESS will immediately understand what makes this homesite different. Enjoy the quieter, outdoors-oriented lifestyle of southern Hillsborough County while remaining ROUGHLY AN HOUR OR LESS, DEPENDING ON TRAFFIC AND DESTINATION, FROM TAMPA, TAMPA INTERNATIONAL AIRPORT, ST. PETERSBURG, SARASOTA, AND MANY OF FLORIDA’S WORLD-RENOWNED GULF COAST BEACHES. Enjoy convenient access to airports, employment, professional sports, dining, entertainment, shopping, and celebrated coastal destinations without surrendering the laid-back river lifestyle. Spend the morning launching the boat, the afternoon fishing the Little Manatee River, and the evening at a home designed around your needs rather than someone else’s rulebook. For the boater, angler, outdoorsman, or buyer seeking more freedom near Tampa Bay, opportunities like this are becoming harder to replace. THE LAND IS HERE. THE WATER ACCESS IS HERE. THE WELL IS ALREADY IN. THE PLANS ARE AVAILABLE. NOW BRING YOUR VISION AND BUILD THE FLORIDA LIFESTYLE YOU HAVE BEEN WAITING FOR! DO NOT LET THIS UNIQUE GULF CITY ROAD OPPORTUNITY SAIL OFF WITHOUT YOU—CALL TODAY!
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$635 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $322K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2607 GULF CITY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$245,000
106 W NORTH BRANCH ROAD
2 bd · 1 ba · 780 sqft · $314/sqft · 24 DOM
Sold · Aug ’26$485,000
3528 W SHELL POINT ROAD
2 bd · 1 ba · 816 sqft · $594/sqft · 36 DOM
Sold · May ’26$160,000
119 18TH STREET NW
2 bd · 1 ba · 1,028 sqft · $156/sqft · 309 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2607 GULF CITY ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2607 GULF CITY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2607 GULF CITY ROAD FAQs
What would the monthly payment be for 2607 GULF CITY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $635/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2607 GULF CITY ROAD?+
The most recent tax bill on record (2025) was $1,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2607 GULF CITY ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $59,900, this home is listed about 82% below the Ruskin median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2607 GULF CITY ROAD?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$59,900 is 82% below the RUSKIN 33570 median of $329,000.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Ruskin market that averages 76 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KW SUNCOAST · Matthew Sharp, Pa. MLS #A4708092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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