2330 NW 39TH AVENUE, CAPE CORAL, FL, 33993
Active14 days on marketListed Oct 1, 2026MLS #A4708203
About this home
2330 NW 39TH AVENUE
**GULF ACCESS • 2021 SALTWATER POOL • IMPACT WINDOWS & DOORS • ONE BRIDGE TO THE NORTH SPREADER!** Built in 2018, this 3-bedroom, 2-bath waterfront home combines newer construction, boating access and the Florida lifestyle buyers are looking for. Located on a quiet cul-de-sac street where every home offers Gulf access, this property is ready for its next owner. Inside, you'll find tile flooring throughout, plantation shutters, impact windows and doors, and granite countertops in the kitchen and baths. The kitchen features stainless steel appliances, abundant cabinetry and plenty of workspace. The primary suite includes a private bath with granite counters and a walk-in shower, while two additional bedrooms offer space for family, guests or a home office. Step outside to your private waterfront retreat featuring a **saltwater pool built in 2021 with electric heater**, spacious screened lanai, electric roll-down hurricane screens and fenced backyard. Boaters will appreciate **Gulf access with just one bridge to the North Spreader Canal**. Need extra garage space? The **oversized 2+ car garage is 28 feet deep**, offering room for larger vehicles, storage, fishing gear and more. Additional features include a whole-home reverse osmosis system, security system, paver driveway, attractive landscaping and **transferable flood insurance**. With newer construction, Gulf access, a heated saltwater pool, impact protection and an oversized garage, this home checks the boxes for Southwest Florida waterfront living. **Bring the boat and start enjoying life on the water!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,781
Sqft
0.23 ac
Lot size
2
Garage
2018
Year built
One
Levels
$364
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,587 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,587/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.7%
$/sqft vs CAPE CORAL
$364 vs $228
Days on market
14 vs 55 typical
Where $364/sqft sits among the 167 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33993 — neighborhood snapshot
Population
33,045
Median age
43.7
Median income
$89,220
Median home value
$319,500
Avg household
2.96
Households w/ children
3,468
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
77 of 167
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 261% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2330 NW 39TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$345,000
1615 NE 17TH STREET · same community
3 bd · 2 ba · 1,796 sqft · $192/sqft · 117 DOM
Sold · Jan ’26$355,000
1029 NE 13TH PLACE · same community
4 bd · 2 ba · 1,809 sqft · $196/sqft · 63 DOM
Sold · Dec ’25$390,000
1726 SE 2ND STREET · same community
3 bd · 2 ba · 1,811 sqft · $215/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2330 NW 39TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2330 NW 39TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2330 NW 39TH AVENUE FAQs
What would the monthly payment be for 2330 NW 39TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,587/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2330 NW 39TH AVENUE?+
The most recent tax bill on record (2025) was $8,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $649,000, this home is listed about 55% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2330 NW 39TH AVENUE?+
Mariner High School (high), Mariner Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Trafalgar Elementary School (elementary), Skyline Elementary School (elementary), Cape Coral High School (high), North Fort Myers High School (high), Ida S. Baker High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 261% above the CAPE CORAL 33993 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mariner High School, Mariner Middle School, Hector A. Cafferata Junior Elementary School, Challenger Middle School, Patriot Elementary School, Trafalgar Elementary School, Skyline Elementary School, Cape Coral High School, North Fort Myers High School, Ida S. Baker High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Tiffany Winkelsas, Pa. MLS #A4708203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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