CENTURY 21 Edge
$289,0003 bd2 ba1,382 sqft$209 /sqft≈$2,097 /mo all-in ↓

2843 MISTLETOE COURT, MIDDLEBURG, FL, 32068

Active6 days on marketListed Oct 6, 2026MLS #A4708428

Single Family ResidenceBLACK CRK PARK 02

About this home

2843 MISTLETOE COURT

Welcome to 2843 Mistletoe Ct! Situated on over an acre in a tranquil Clay County setting near the Black Creek Park area, this well-maintained 3-bedroom, 2-bath ranch offers 1,382 sq. ft. of comfortable living space with NO HOA and NO CDD fees. Tucked away on a quiet cul-de-sac, this property offers plenty of space and privacy while remaining convenient to everyday amenities. Inside, the living room features a vaulted ceiling, creating an open and inviting feel. The spacious primary bedroom includes a private en-suite bathroom and walk-in closet. Ceiling fans throughout, central air, and an attached 2-car garage with built-in cabinetry and additional storage/workspace add to the home’s functionality. Outside, enjoy a fully fenced yard with mature trees, attractive landscaping, a storage shed, and plenty of usable outdoor space. Conveniently located just minutes from Publix, shopping, dining, outdoor recreation, and the natural beauty surrounding Black Creek. Enjoy peaceful country-style living with the convenience of Middleburg close by.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,382

Sqft

1.12 ac

Lot size

2

Garage

1987

Year built

One

Levels

$209

Per sqft

FireplaceTrees/Woods viewPartially

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorWalk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorFire Pit · Sliding Doors

Community & fees

Taxes (2025)$1,293/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,097 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$108
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,097/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$108
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Middleburg actives

$209 vs $183

Days on market

6 vs 49 typical

Where $209/sqft sits among the 14 Middleburg actives

1
0
1
4
6
2 · this home
$110–127$127–143$143–160$160–176$176–193$193+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Middleburg

Get to know Middleburg. See the full Middleburg guide →

MIDDLEBURG 32068 — neighborhood snapshot

Population

58,196

Median age

38.2

Median income

$82,410

Median home value

$264,300

Avg household

2.81

Households w/ children

7,692

For the school run

Clay County School District

ElementaryJ.L. Wilkinson Elementary School★★★★★
HighMiddleburg High School★★★★★
MiddleWilkinson Junior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Middleburg market

Seller’s marketSeller’s market — 1.7 months of inventoryBuyer’s market

$336K → $416K

Middleburg median sold, yr/yr

99.3%

Sale-to-list ratio (12 mo)

10 of 14

Middleburg actives have cut their price

Median sold price, Middleburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the MIDDLEBURG 32068 median. See the full Middleburg market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $289,000 · 6 days on market since
1987Built · BLACK CRK PARK 02

Reality check

What actually sold near 2843 MISTLETOE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4328 CHOKEBERRY ROADSold · Aug ’26

$450,996

4328 CHOKEBERRY ROAD

3 bd · 2 ba · 1,649 sqft · $273/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2843 MISTLETOE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2843 MISTLETOE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2843 MISTLETOE COURT FAQs

What would the monthly payment be for 2843 MISTLETOE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2843 MISTLETOE COURT?+

The most recent tax bill on record (2025) was $1,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Middleburg?+

At $289,000, this home is listed about 8% below the Middleburg median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2843 MISTLETOE COURT?+

J.L. Wilkinson Elementary School (elementary), Middleburg High School (high), Wilkinson Junior High School (middle) — Clay County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Fresh on the market

Only 6 days on market in a Middleburg market that averages 49 — if it fits, move quickly.

03Strong assigned schools

J.L. Wilkinson Elementary School, Middleburg High School, Wilkinson Junior High School — Wilkinson Junior High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED SHORE LLC · Walter Mysiak. MLS #A4708428.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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