CENTURY 21 Edge

Homes for sale inMiddleburg, Florida

Rural Clay County roots with easy Jacksonville reach

15

Homes for sale

$399,990

Median list price

$180

Avg price / sqft

51

Median days on market

Middleburg sits in the wooded heart of Clay County, where Black Creek winds past neighborhoods that still feel country even as newer subdivisions fill in along the main corridors. It's a place that suits buyers who want more land and more house for the money, a slower pace than the Jacksonville suburbs, and the option to grab space without leaving commuting range. The housing stock runs from older homesteads and manufactured homes to tidy modern single-family homes in planned communities.

Right now the market is small and manageable: just 15 active listings with a median list price of $399,990, running from an entry point near $164,900 up to about $551,990. Homes are taking a median of 51 days to sell, and over the last year 99 homes closed at a median of $315,000 with sellers collecting about 99% of asking — a balanced market that rewards patient, prepared buyers. With eight of the active listings being new construction and a handful of townhomes & condos in the mix, there's real variety for a town this size.

Middleburg is in Clay County, Florida.

Quick facts

$164,900 – $552K price range

2,071 sqft median home

Seller’s market right now

Living in Middleburg

Middleburg is an unincorporated community in the wooded western reaches of Clay County, set along Black Creek southwest of Jacksonville. It has long been a rural, country-leaning place where larger lots, pine stands and waterways define the landscape, and much of that character survives even as newer subdivisions have grown along the main roads. The pace is slower than the denser suburbs to the north, which is exactly the draw for many of the people who move here.

The community suits buyers who want space and value over walkability and nightlife. Families, move-up buyers and anyone looking to stretch a budget tend to do well here, since the housing dollar goes further than it does closer to the coast. It's a practical choice for people who work in the broader Jacksonville and Clay County area but prefer to come home to something quieter and greener.

Day to day, Middleburg leans self-reliant and residential rather than urban. You won't find a dense downtown core, but you will find a mix of long-established homesteads and modern planned neighborhoods. For buyers who value a semi-rural feel with room to breathe, that trade-off is the whole point.

Neighborhoods and communities in Middleburg

Middleburg's housing ranges from older country properties to newer master-planned subdivisions. Two of the notable communities in the area are Jennings Farm and Atlantis Pointe, both of which reflect the newer, more structured side of the local market. These kinds of neighborhoods tend to offer modern floor plans and the predictability of an HOA, with the median association fee in the area running around $110 per month.

Buyers who want more privacy or a controlled entrance have options too — three of the current active listings sit in gated communities. That's a meaningful share in a market with just 15 active homes, so if gated living is a priority, it's worth moving quickly when the right one appears.

Beyond the planned communities, you'll find standalone single-family homes on larger parcels and the occasional manufactured home, which keeps the entry point accessible. For buyers who want to build or want more acreage, it's worth checking available land & lots alongside the finished-home listings. The variety is part of what makes Middleburg appealing across different budgets.

Homes for sale in Middleburg: prices and housing

The current market is small and specific: 15 active listings with a median list price of $399,990, ranging from about $164,900 at the entry point up to roughly $551,990 at the top. The average price is around $180 per square foot, and the median home size is 2,071 square feet — numbers that translate into more living space for the money than much of the Jacksonville metro. Over the last 12 months, 99 homes sold at a median price of $315,000, with sellers collecting about 99% of their asking price on average.

The housing mix is led by single-family homes, which make up nine of the active listings, followed by five townhouses and one manufactured home. New construction is a real presence here, accounting for eight of the 15 active listings — a strong share that gives buyers who want a brand-new home genuine choices. Those wanting lower-maintenance living can focus on the townhomes & condos, while buyers chasing value should keep an eye on homes that are just reduced.

Carrying costs are reasonable for Florida. The median HOA fee is about $110 per month, and the median annual property tax bill is roughly $2,753, though both vary by community and home. There are currently no listings above $1 million and no active waterfront or golf-course homes on the market, so Middleburg today is firmly a mid-market, value-oriented place to buy.

Schools in Middleburg

Middleburg homes fall within the Clay County School District, and the schools most commonly assigned to area addresses include Tynes Elementary School and Middleburg Elementary School at the elementary level. For middle school, students are frequently zoned to Oakleaf Junior High or Wilkinson Junior High, and at the high school level, Middleburg High School and Ridgeview High School are the common assignments.

Because Middleburg covers a large, spread-out area, the specific schools for any given home depend on its exact address. School attendance zones can also be adjusted over time as the district responds to growth and capacity.

The best practice is to confirm the current zone directly with the Clay County School District for any specific property before you buy. If schools are a deciding factor in your search, verify the assignment early so there are no surprises at closing.

Getting around Middleburg

Middleburg is a car-dependent, semi-rural community, so owning a vehicle is essentially a given here. The area is laid out around its main highway corridors rather than a central grid, and most daily trips — to shopping, work or school — involve a short drive.

Its location in western Clay County places it within reach of the larger Jacksonville metro area to the north and east, which is where many residents commute for work and bigger shopping and entertainment options. Specific drive times vary depending on exactly where in Middleburg you live and where you're headed.

For buyers coming from a more urban setting, it's worth test-driving your likely commute at the times you'd actually travel. The trade-off for a quieter, more spacious lifestyle is a bit more time behind the wheel, and knowing your real route makes that decision easier.

Is Middleburg a good place to live?

For the right buyer, Middleburg is a strong value play. You get more square footage and more land for your money — a median list price of $399,990 on a median 2,071-square-foot home at about $180 per square foot — in a quieter, semi-rural setting within the broader Jacksonville reach. Carrying costs are manageable, with a median HOA near $110 per month and a median property tax bill around $2,753 per year.

The honest trade-offs are inventory and lifestyle. With only 15 active listings, choices are limited at any given moment, and homes take a median of 51 days to sell, so patience matters; the upside is a balanced market where sellers get about 99% of asking rather than a frenzy of overbidding. There's no dense downtown and no active waterfront or golf listings right now, so this is about space and value, not urban amenities.

If your priorities are a newer or larger home, lower cost of ownership and a calmer pace, Middleburg delivers — and the eight active new construction listings make it easy to find something move-in ready. Buyers who want nightlife, walkability or a short city commute may find other parts of the metro a better fit. Knowing which of those you value most is the quickest way to decide if Middleburg is right for you.

Fresh on the market

Newest homes in Middleburg

View all 15 homes →

7 of 15 active listings shown

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Find your fit

Most popular Middleburg searches

Where the market lives

<$200K$200K–$300K$300K–$400K$400K–$500K$500K–$750K

The numbers that matter

The Middleburg market

Seller’s market

1.9 months of inventory

Seller’s marketBuyer’s market

Homes sell fast and inventory is thin — buyers should come prepared.

100

Sold, last 12 months

$322,500

Median sold price

99%

Sale-to-list ratio

What sellers actually get vs asking

17 days

Median time to sell

Middleburg vs Clay County

Median list price

Middleburg$400K
Clay Co.$398K

Price per sqft

Middleburg$180
Clay Co.$189

Days on market

Middleburg51d
Clay Co.53d

Median sold price — 3-yr, 3-mo rolling

▲ 12.6% yr/yr

$270K$397K$525KNov ’23Oct ’26

Homes on the market

▲ 5.0% yr/yr

72441Nov ’23Oct ’26

Homes sold per month

01122Nov ’24Oct ’26

Live Stellar MLS data — listings and closed sales in Middleburg, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Middleburg neighborhoods

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Middleburg

01

More house per dollar

At an average of $180 per square foot and a median home size of 2,071 sqft, Middleburg stretches a budget further than most of the Jacksonville metro.

02

Steady, balanced market

99 homes sold in the last year at a median of $315,000, with sellers getting about 99% of their asking price.

03

New construction available now

Eight of the 15 active listings are new builds, so buyers who want a never-lived-in home have real choices.

04

Gated options on the market

Three of the current active listings sit in gated communities for buyers who want a bit more privacy and control.

05

Lower carrying costs

The median HOA runs about $110/month and the median property tax bill is roughly $2,753/year — modest by Florida standards.

Population

11,911

Median age

43

Median income

$70,877

Median home value

$241,700

What people here are into

Beliefs

Top 8% in the U.S.

Local Engagement

These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.

Hobbies & Interests

Top 8% in the U.S.

Animal Advocates

Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.

Appearance oriented

Top 10% in the U.S.

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Hobbies & Interests

Top 11% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Relationships

Top 11% in the U.S.

Connected Motherhood

Motherhood is a unique journey for every woman. There are highs, lows,and lots to celebrate. These moms seek to share their experiences and engage with a community of moms.

Hobbies & Interests

Top 12% in the U.S.

Dog Lovers

Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.

What it really costs

Owning here

Owning the median Middleburg home

≈ $2,656/mo

Principal & interest $2,107
Property tax $229
HOA / fees $110
Insurance (est.) $210

$399,990 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

0%

In a FEMA flood zone

Most homes here sit outside high-risk zones

Straight answers

Middleburg real estate FAQs

Is Middleburg a good place to live?+

Middleburg works well for buyers who want a semi-rural, quieter lifestyle in Clay County while staying within reach of Jacksonville-area jobs and shopping. You trade walkable urban amenities for space, trees and lower housing costs. It suits families and move-up buyers who prioritize square footage and land over nightlife.

Is Middleburg expensive?+

It's one of the more affordable corners of the Jacksonville metro. The median list price is $399,990 and the median sold price over the last year was $315,000, with the active range starting around $164,900. At roughly $180 per square foot, you generally get more home for the money here than closer to the coast.

What do homes cost in Middleburg?+

Active listings run from about $164,900 to $551,990, with a median list price of $399,990 on a median size of 2,071 sqft. Over the past 12 months, 99 homes sold at a median price of $315,000. If you want the lower end, you can browse by price to see what's available near the entry point.

How is the Middleburg housing market?+

It's balanced and moving at a measured pace. Homes take a median of 51 days to sell, and sellers are getting about 99% of their asking price, so well-priced listings hold their value while buyers still have room to negotiate. With only 15 active listings, inventory is tight, so checking just reduced homes can surface opportunities.

What are HOA fees and property taxes like?+

Carrying costs here are modest for Florida. The median HOA is about $110/month and the median annual property tax bill is roughly $2,753. Fees vary by community, so always confirm the specific HOA for a given subdivision before you write an offer.

What schools serve Middleburg?+

Area homes are commonly zoned to schools including Tynes Elementary, Middleburg Elementary, Oakleaf Junior High, Wilkinson Junior High, Middleburg High School and Ridgeview High School, all in the Clay County district. School zones are assigned by address and can change, so verify the exact zone for any specific home with the Clay County School District before buying.

Is there new construction in Middleburg?+

Yes — eight of the 15 current active listings are new construction, a healthy share for a market this size. Communities like Jennings Farm and Atlantis Pointe have brought newer homes to the area. You can see what's available on the new construction page.

What kinds of homes are available?+

The current mix is mostly single-family homes (9 of the active listings), plus five townhomes and one manufactured home. There are also three gated-community options on the market right now. Buyers wanting lower-maintenance living can review the townhomes & condos or explore gated communities.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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